Flutter wave is in search of a proactive and highly analytical Associate, Risk Analytics to strengthen our dynamic Risk team. In light of our fintech operations amid a fast-changing regulatory environment, maintaining adherence to industry standards and regulations remains critical to our ongoing success.
This position serves as a critical link between data analytics and regulatory compliance, requiring you to design, implement, and oversee risk reporting frameworks while dissecting intricate datasets and creating advanced fraud detection models. The preferred candidate will demonstrate a robust technical skill set, a deep grasp of financial compliance mandates, and the proficiency to distill complex data findings into clear, strategic recommendations for collaboration across diverse teams.
Responsibilities encompass a range of duties, including but not limited to the following:
Develop, refine, and enhance risk reporting frameworks to monitor Key Risk Indicators (Kris) effectively. Compile and present timely, high-impact reports for management that highlight trends, identify anomalies, and propose strategic solutions.
Gather and assess extensive datasets from various origins to perform routine risk evaluations and uncover new fraudulent activities or compliance risk patterns.
Design, implement, and oversee data-driven algorithms and machine learning models with an emphasis on fraud risk detection and mitigation.
Collaborate with the compliance team to ensure adherence to regulatory obligations by compiling and submitting internal and external compliance reports, while verifying that policies remain current with industry benchmarks.
Leverage sophisticated analytical tools to perform comprehensive data assessments, pinpoint inefficiencies in workflows, and propose automated solutions aimed at streamlining reporting processes.
Collaborate closely with Engineering, Finance, and Operations teams to ensure the accuracy, integrity, and consistency of data throughout all risk pipelines.
Maintain precise and current documentation of all analytics processes while contributing to the creation of training materials aimed at fostering a culture of risk awareness within the organization.
Provide essential data extracts, documentation, and explanatory details for both internal and external audits upon request.
Partner with legal, finance, and operations teams to align strategies and streamline processes for effective risk and compliance oversight.
Ensure clear and professional communication with stakeholders by promptly addressing their inquiries and delivering up-to-date information regarding risk and compliance developments.
Required competencies and skills encompass a comprehensive understanding of industry standards, proficiency in relevant software applications, and strong analytical abilities. Candidates should demonstrate excellent communication skills, both written and verbal, alongside the capacity to manage multiple tasks efficiently within a dynamic environment. Familiarity with project management methodologies and a commitment to continuous learning are essential, as is the ability to work collaboratively in cross-functional teams. Prior experience in a similar role, along with relevant certifications where applicable, will be considered advantageous.
A bachelor’s degree in Finance, Statistics, Mathematics, Computer Science, Business, Accounting, or a related quantitative discipline is required.
Seeking a candidate with a demonstrated track record of 2 to 4 years in risk analytics, compliance reporting, or data analysis, specifically within the financial services sector, with a strong preference for prior experience in fintech.
Proficient expertise in data analysis and visualization tools, particularly SQL, Python, Microsoft Excel, and Power BI (including DAX).
Adept at navigating financial regulations, implementing anti-fraud measures, adhering to compliance mandates, and leveraging fintech industry best practices.
Proven capacity to analyze complex information and derive actionable insights from unstructured data through strong problem-solving and critical-thinking abilities.
Exceptional interpersonal skills are essential to effectively convey complex, data-rich concepts in a clear and accessible manner to non-technical stakeholders.
Demonstrates exceptional precision and the capacity to concurrently handle numerous tasks within a dynamic, rapidly expanding setting.
Qualifications
BA/BSc/HND
Experience Required
2 - 4 years
