Decription
The organization is actively recruiting a seasoned Senior Credit Analyst to join its specialized analytical team. This team evaluates creditworthiness for financial institutions—both banking and non-banking—spanning the entire African continent.
The Company is in search of a driven, results-oriented professional to deliver expert credit analysis and research, uphold rating precision, and foster meaningful engagement with the investor community.
This dynamic role offers significant autonomy, accountability, and strategic decision-making authority in overseeing a diverse portfolio of rated entities, while providing direct engagement with key stakeholders, including senior leadership, issuers, and investors.
Oversee and execute a comprehensive range of duties and responsibilities, ensuring adherence to established protocols and organizational objectives. Collaborate with cross-functional teams to streamline processes, optimize efficiency, and drive continuous improvement. Serve as a key liaison between departments, fostering clear communication and alignment toward shared goals. Maintain meticulous records, monitor performance metrics, and provide timely reports to senior leadership for data-driven decision-making. Identify and resolve operational challenges proactively, implementing corrective measures to enhance productivity and service quality. Uphold compliance with industry regulations, internal policies, and best practices to mitigate risks and ensure accountability.
Accomplishes thorough and meticulous analysis through insightful examination and rigorous evaluation of data, trends, and processes to derive accurate conclusions and actionable insights.
Conduct comprehensive, insightful, and targeted research on credit trends, with an emphasis on producing thought leadership in areas such as insurance, corporate sectors, financial institutions, and broader banking developments.
Establish yourself as a trusted expert across your assigned portfolio of rated entities and industry developments.
Ratings precision is essential to this role, requiring meticulous attention to detail to ensure all evaluations are completed with the highest level of accuracy. Candidates must possess strong analytical abilities and a commitment to maintaining consistency across all assessments. The position demands a systematic approach to data verification and validation, ensuring that ratings adhere to established criteria and standards. Accuracy in this context directly impacts decision-making processes and overall operational efficiency.
Conduct comprehensive fundamental credit analysis for a diverse portfolio encompassing Nigerian financial institutions, insurance companies, and corporate entities. Subsequently, articulate your findings persuasively before relevant committees.
Acquire comprehensive knowledge of and proficiency in applying pertinent methodologies.
Monitor trends and validate the accuracy of ratings while maintaining a forward-looking perspective.
Proficiently conveying information to financial markets and issuers is essential.
Develop and sustain strong, professional relationships with fixed-income investors, financial media professionals, and senior executives at financial institutions.
Operate autonomously while leveraging the collective expertise of the analytical team to bolster the Company’s Banking, Corporate, and Insurance franchise. In particular, focus on cultivating and strengthening relationships with pivotal external stakeholders to drive growth and strategic alignment.
Bachelor’s degree in a relevant field such as computer science, engineering, or mathematics is required. Minimum of five years of experience in software development, with a focus on backend systems, is essential. Proficiency in programming languages like Java, Python, or C++ is mandatory. Experience with cloud platforms, particularly AWS or Azure, and containerization tools such as Docker is preferred. Strong problem-solving skills and the ability to work collaboratively in a team environment are necessary. Familiarity with database management, including SQL and NoSQL systems, is also required.
The ideal candidate must possess a robust academic foundation, with a minimum qualification of a Bachelor of Science degree in a pertinent field.
A professional qualification from ACA or ARCA would be advantageous.
The role requires exceptional proficiency in both spoken and written English.
We are seeking a highly motivated professional with a proven track record of success in a similar role, possessing strong analytical, problem-solving, and communication skills. The ideal candidate will have at least five years of relevant experience, along with a deep understanding of industry best practices and emerging trends. A bachelor’s degree in a related field is required, and advanced certifications or specialized training are highly desirable. Additionally, the candidate should demonstrate leadership capabilities, adaptability in dynamic environments, and a commitment to continuous professional development.
Experienced professionals in credit and risk assessment with a robust background in financial analysis are sought after, typically cultivated within financial institutions, regulatory bodies, or public accounting firms.
A solid grasp of Nigerian corporate landscapes, their regulatory frameworks, and the pivotal challenges shaping these markets, along with the dominant industry players and primary growth drivers, is required.
Able to articulate ideas clearly and concisely through both spoken and written communication, with demonstrated experience in public speaking.
Demonstrated excellence in quantitative reasoning and a robust capacity for analytical problem-solving.
Highly organized and efficient, with a strong capacity to manage multiple tasks simultaneously while consistently meeting stringent deadlines.
Candidates who meet the specified qualifications are encouraged to submit their application materials, including a cover letter and résumé, to info@sunroseconsulting.com, ensuring the job title is included in the subject line of the email.
Qualifications
BA/BSc/HND , Professional Certificate
