Job Summary:
The Legal Officer will assist the Legal Services Department by delivering specialized legal services, including ensuring adherence to regulatory requirements, mitigating legal risks, and facilitating mortgage and loan-related transactions. Responsibilities encompass the drafting and assessment of legal and contractual documents, handling dispute resolution, and coordinating with external legal counsel regarding due diligence, title perfection, mortgage registration, and litigation matters.
Oversee and execute core duties as outlined for this role, ensuring alignment with organizational objectives and operational standards. Manage day-to-day tasks efficiently while maintaining high levels of accuracy and attention to detail. Collaborate with cross-functional teams to facilitate seamless workflows and drive project completion. Monitor progress and performance metrics to identify areas for improvement and implement corrective actions when necessary. Serve as a primary point of contact for stakeholders, providing clear communication and timely updates on project status.
Legal Counsel & Regulatory Compliance
Provide expert legal guidance to ensure adherence to applicable laws, regulations, and internal policies across all business operations. Oversee compliance programs, assess risks, and implement strategies to mitigate potential legal and regulatory exposures. Collaborate with senior leadership to interpret complex legal requirements, advise on contractual obligations, and develop policies that align with organizational objectives. Conduct thorough legal research, draft and review agreements, and represent the company in negotiations or disputes when necessary. Maintain up-to-date knowledge of evolving legislation, industry standards, and best practices to proactively address compliance challenges and safeguard the organization’s reputation and operational integrity.
Prepare authoritative legal opinions and guidance regarding mortgage banking operations and financial services.
Ensure adherence to all applicable banking regulations, mortgage laws, and corporate governance standards to mitigate legal and operational risks.
Stay informed about updates to financial and banking regulations, providing timely guidance to management based on these developments.
Processes a wide range of mortgage and loan transactions, ensuring accuracy and compliance with regulatory standards. Responsible for preparing, reviewing, and finalizing loan documentation, verifying borrower information, and coordinating with underwriters, title companies, and other stakeholders to facilitate smooth closings. Maintains meticulous records, tracks transaction progress, and resolves discrepancies promptly. Requires strong attention to detail, proficiency in relevant software, and the ability to manage multiple priorities in a fast-paced environment. Familiarity with federal and state lending regulations is essential.
Assess security documentation thoroughly to verify its accuracy, relevance, and legal enforceability.
Preserve the integrity of original legal documents associated with mortgages and other credit facilities by securely managing their custody.
Manages the entire lifecycle of contracts, from initial drafting and negotiation to execution and renewal, ensuring compliance with legal and organizational standards. Develops and maintains contract templates, conducts risk assessments, and identifies cost-saving opportunities while mitigating potential liabilities. Collaborates with legal, procurement, and business teams to align contract terms with strategic objectives and operational needs. Monitors contract performance, tracks key milestones, and resolves disputes or breaches in a timely manner. Ensures all documentation is accurately recorded, stored, and accessible for audits or reviews. Requires strong attention to detail, proficiency in contract management software, and a thorough understanding of regulatory requirements and industry best practices.
Prepare, examine, and finalize legal agreements such as mortgage, loan, and service contracts.
Ensure that all legal documents adhere strictly to the Bank’s corporate policies and the applicable regulatory framework.
Resolving conflicts and addressing discrepancies requires a systematic approach to ensure fairness and accuracy. This role involves investigating and evaluating claims, gathering relevant evidence, and analyzing information to determine appropriate resolutions. Collaborating with stakeholders, including customers, employees, and regulatory bodies, is essential to facilitate clear communication and foster trust throughout the process. Strong analytical skills, attention to detail, and the ability to remain impartial are critical for making informed decisions. Additionally, documenting findings, preparing reports, and maintaining compliance with policies and regulations are key responsibilities to uphold transparency and accountability.
Work collaboratively with external legal representatives throughout court proceedings, ensuring all required documentation and assistance are provided efficiently and promptly.
Craft comprehensive reports and provide strategic recommendations on dispute resolution approaches to effectively minimize legal risks.
We seek a seasoned professional to oversee regulatory compliance and corporate governance initiatives, ensuring adherence to legal frameworks and industry standards. The ideal candidate will have a strong background in regulatory affairs, corporate law, or related fields, along with a proven track record of implementing governance policies and procedures. Responsibilities include managing compliance programs, monitoring regulatory changes, and advising senior leadership on governance best practices. Experience with risk assessment, policy development, and stakeholder engagement is essential, as is the ability to interpret complex regulations and translate them into actionable strategies. Proficiency in legal research, documentation, and communication is required, along with a keen eye for detail and a commitment to ethical practices.
Ensure adherence to all regulatory reporting obligations and maintain effective communication with relevant regulatory bodies.
Provide support for corporate secretarial functions as required.
Key qualifications include a Bachelor’s degree in a relevant field, along with a minimum of five years of hands-on experience in a similar role. Strong proficiency in industry-standard software and tools is essential, along with exceptional analytical, problem-solving, and communication skills. The ability to work independently as well as collaboratively within a team is required, and the candidate must demonstrate a commitment to continuous learning and professional development. Familiarity with project management methodologies and regulatory compliance standards is also a must.
Candidates must possess a bachelor’s degree in a relevant field or an equivalent combination of education and professional experience. A minimum of three years of experience in a related role is typically required. Strong analytical skills, proficiency in relevant software tools, and excellent communication abilities are essential. Familiarity with industry standards and compliance regulations is also necessary. Additional certifications or specialized training may be advantageous.
Earned a Bachelor of Laws (LL.B) degree from an accredited institution, providing a comprehensive foundation in legal principles, statutory frameworks, and ethical considerations essential for professional practice in the legal field.
The Nigerian Law School (BL) seeks candidates to fulfill various roles, mandating a Bachelor of Laws (LLB) degree as the foundational qualification. Applicants must demonstrate proficiency in legal research, writing, and advocacy, alongside a comprehensive grasp of Nigerian legal principles and procedures. Prior experience within a legal environment, whether through internships, clerkships, or professional practice, is highly valued. Responsibilities entail providing academic instruction, mentoring students, evaluating assignments, and ensuring adherence to the school’s rigorous academic standards. Strong interpersonal skills and the ability to collaborate effectively with faculty and administrative staff are essential. Additionally, the role requires a commitment to fostering an inclusive learning environment and promoting ethical legal practice.
Experienced professionals with a proven track record in their field are encouraged to apply. Candidates must possess at least three years of relevant experience in a similar role. Responsibilities include managing complex projects, leading cross-functional teams, and ensuring deliverables meet high-quality standards. Proficiency in industry-specific tools and strong analytical skills are required. Excellent communication and problem-solving abilities are essential for success in this position.
A minimum of six years of post-call legal experience is required.
With a minimum of four years of experience in a financial institution, mortgage bank, or a comparable sector, you demonstrate a solid foundation in the industry.
Interested and eligible applicants are encouraged to submit their curriculum vitae via email to hr@imperialmortgagebank.com, with the job title clearly stated in the subject line.
Qualifications
BA/BSc/HND
Experience Required
4 - 6 years
