Seeking a motivated professional to fulfill a key position within the organization, where they will be responsible for executing essential duties and contributing to overarching objectives. The ideal candidate will possess exceptional analytical abilities, strong communication skills, and a proven track record in [specific field or industry]. Additionally, they should demonstrate proficiency in [relevant tools or software] and exhibit leadership qualities to guide teams toward achieving established goals. This role requires a minimum of [X years] of experience in [related field], along with a degree in [relevant discipline], if applicable. Key responsibilities include [list responsibilities], with a focus on [specific outcome or impact].
The Fund Transfer Officer ensures operational integrity and settlement excellence for Sage Grey Finance Limited by meticulously executing, overseeing, and reconciling local and international fund transfers, payment instructions, and liquidity movements throughout the company’s banking and transaction infrastructure.
This position emphasizes consultative payment operations, ensuring execution is risk-controlled, compliance is strictly adhered to, and service reliability is maintained across internal finance teams and external banking partners.
This position demands more than standard payment processing; it requires a deep understanding of transactional frameworks, seamless collaboration with treasury and compliance teams, and a commitment to reinforcing Sage Grey Finance Limited’s reputation as a dependable, secure, and operationally rigorous entity in every settlement engagement.
The successful applicant must possess direct experience in payment operations, treasury processing, or banking operations environments, alongside a comprehensive knowledge of SWIFT messaging protocols, AML/CFT screening procedures, and a proven capability to handle high-volume, time-sensitive fund transfers with precision to strengthen the company’s transaction execution reliability and stakeholder confidence.
Oversee and execute a range of critical duties, ensuring alignment with organizational objectives and operational standards. Lead and collaborate with cross-functional teams to drive project completion, foster innovation, and maintain high performance. Develop and implement strategic plans, policies, and procedures to enhance efficiency, compliance, and scalability. Monitor key performance indicators, analyze data, and provide actionable insights to leadership for informed decision-making. Serve as a mentor and resource for staff, promoting professional growth, accountability, and a culture of continuous improvement. Maintain rigorous adherence to regulatory requirements, industry best practices, and ethical guidelines to mitigate risks and uphold organizational integrity.
The Fund Transfer Officer will oversee a range of duties, including but not limited to the following responsibilities:
Responsible for executing and settling fund transfers with precision, ensuring all transactions are processed accurately and in compliance with established timelines and regulatory standards.
Handle daily domestic and international fund transfers, executing SWIFT MT103/MT202 transactions, local ACH payments, real-time payment systems, and online banking platforms efficiently.
Ensure that payment instructions align precisely with the relevant supporting documentation, which may include invoices, disbursement memos, facility letters, or client authorizations, prior to final submission.
Verify that all transfers adhere to established approval workflows, value dating regulations, and balance availability verifications.
Monitor all incoming and outgoing payments, promptly identifying any delays, rejections, or discrepancies for reporting to the supervisor.
Ensure precise documentation of all transfer instructions, approvals, and transaction references.
Conduct thorough compliance and anti-money laundering/counter-terrorism financing (AML/CFT) checks to ensure adherence to regulatory standards and mitigate financial crime risks.
Before processing, review all fund transfer instructions to ensure compliance by cross-referencing them with internal watch lists, sanctions lists, and prohibited entity registers.
Promptly report any transactions that appear suspicious, mismatched, or carry high risk to the Compliance Officer or Team Lead without delay.
Verify that all beneficiary and sender information is thorough, precise, and fully aligned with applicable regulatory standards.
Maintain accurate and compliant records of screening outcomes, approvals, and any explanations for overrides to ensure audit readiness.
Oversee the administration and operational efficiency of the bank’s portal and integrated systems, ensuring seamless functionality and user accessibility. Implement and maintain robust security measures to safeguard sensitive data and comply with regulatory standards. Collaborate with cross-functional teams to troubleshoot issues, optimize system performance, and support continuous improvement initiatives. Monitor system health, perform regular updates, and manage user access to maintain high availability and reliability.
Manage banking portals, treasury systems, and core banking applications to facilitate and approve transfers within assigned authorization limits.
Validate and ensure the accuracy of counterparty bank details, encompassing SWIFT/BIC codes, IBANs, intermediary bank routing information, and local clearing codes, while maintaining their ongoing integrity.
Troubleshoot common portal issues, including failed login attempts, session timeouts, and file upload errors, and escalate any unresolved issues to IT or bank support for further assistance.
Reconciliation and record maintenance involve ensuring accurate financial alignment and meticulous documentation of transactions, verifying discrepancies, and maintaining up-to-date records in compliance with established protocols and regulatory standards.
Daily, reconcile outgoing transfers by cross-checking bank statements, transaction reports, and internal ledgers to ensure accuracy and alignment.
Compile daily transfer logs at the close of business, detailing the aggregate transaction value processed, transaction volume, applicable fees, and any outstanding items.
Support the finance and treasury departments in researching and analyzing unreconciled, aged, or returned transactions to identify discrepancies and resolve outstanding balances.
Maintain digital files of all transfer instructions, approvals, and bank confirmations in an organized and easily accessible manner.
Reporting and Escalation: You will be responsible for maintaining accurate and timely reports, ensuring all relevant data is documented and analyzed. This role requires you to promptly escalate any critical issues or deviations to the appropriate stakeholders, facilitating swift resolution and minimizing potential risks. Strong attention to detail and the ability to communicate complex information clearly are essential for success in this position.
Prepare daily, weekly, and monthly activity reports for the Team Lead or Treasury Manager, emphasizing processing volumes, exceptions, and rejected transfers.
Promptly notify senior officers of any system errors, limit breaches, or compliance violations encountered.
Identify and document operational gaps or recurring issues to facilitate ongoing enhancements and process improvements.
Bachelor’s degree in Computer Science, Engineering, or a related technical field, or equivalent practical experience. Proven track record of 3+ years in software development or a comparable role. Proficiency in programming languages such as Java, Python, or C++. Strong understanding of data structures, algorithms, and system design principles. Experience with web development frameworks (e.g., React, Angular) and cloud platforms (e.g., AWS, Azure). Familiarity with version control systems like Git. Excellent problem-solving abilities and a passion for building scalable, high-performance applications. Strong communication skills and the ability to collaborate effectively in team environments.
A Bachelor’s Degree in finance, accounting, banking and finance, economics, business administration, or a related field is required.
Seeking candidates with a proven track record of 2 to 4 years in payment operations, fund transfer processing, treasury operations, or settlement functions within a banking institution, financial services firm, or corporate treasury environment.
Experienced in handling SWIFT payments, local clearing systems, and online banking platforms, with a proven track record of execution.
Proficiency in adhering to Anti-Money Laundering (AML) and Counter-Terrorism Financing (CFT) payment screening protocols, including sanctions list verification procedures, is essential.
Demonstrated expertise in Microsoft Excel, including performing reconciliations, applying basic formulas, and utilizing sorting and filtering functions, along with the ability to prepare payment files.
Qualified applicants are encouraged to submit their CV to careers@sage-grey.com, ensuring the email subject line includes the name of the position.
Qualifications
BA/BSc/HND
Experience Required
2 - 4 years
