Job Summary
We are in search of a seasoned, results-oriented professional to manage and streamline the daily functions of our Microfinance Bank located in Ibadan.
The successful applicant should demonstrate extensive practical expertise in microfinance banking operations, regulatory adherence, financial reporting, and system utilization, while possessing the capacity to uphold operational efficiency, regulatory standards, and business expansion.
Oversee and execute critical operational duties, ensuring adherence to established protocols and standards to maintain organizational efficiency and compliance. Manage and coordinate team activities, fostering collaboration and accountability to achieve departmental objectives. Develop and implement strategic initiatives to enhance productivity, streamline processes, and drive continuous improvement across the organization. Monitor performance metrics, analyze data trends, and provide actionable insights to senior leadership to support informed decision-making. Maintain open communication channels with stakeholders at all levels to align goals and address operational challenges effectively. Ensure compliance with regulatory requirements and internal policies while mitigating risks to safeguard organizational integrity.
Ensure the seamless management and coordination of daily branch activities while upholding operational efficiency and delivering outstanding service excellence.
Oversee transaction processing activities to guarantee the precision of postings and maintain meticulous records.
Proper utilization and administration of Microfinance Banking software systems must be ensured at all times.
We oversee cash flow, liquidity positions, and vault operations to ensure financial stability and operational efficiency.
Accurate posting of transactions and reconciliation of accounts must be meticulously performed to maintain financial integrity.
Compile and file financial and regulatory reports promptly to meet all required deadlines.
Process CBN returns, FDIC reports, and other statutory filings while ensuring full adherence to regulatory standards and obligations.
Ensure accurate and comprehensive documentation of all financial transactions, maintaining detailed audit trails to support transparency and compliance with regulatory standards.
Strict compliance with Central Bank of Nigeria directives, Nigeria Deposit Insurance Corporation regulations, and established internal policies must be maintained at all times.
Ensure adherence to established operational and credit procedures at all times.
Collaborate with regulatory bodies as necessary to ensure compliance and resolve any pertinent issues.
Coordinate interactions and facilitate communication between internal and external auditors to ensure alignment on audit objectives, schedules, and findings. Partner with various stakeholders to gather necessary documentation and address auditor inquiries promptly, fostering a collaborative environment that supports compliance and operational efficiency.
Deliver prompt resolution of audit queries while effectively implementing all recommended actions.
Assess operational and financial risks while establishing and maintaining effective control measures to mitigate potential threats.
Oversee branch personnel to ensure they meet operational and business objectives effectively.
Ensure all staff strictly comply with established policies, procedures, and service standards to maintain consistency and quality across operations.
Collaborate with various departments across the branch to align efforts and ensure cohesive operations.
Drive the expansion of business operations and enhance customer service delivery to align with organizational objectives and growth strategies.
Facilitate the seamless onboarding and ongoing management of customers to ensure their satisfaction and long-term engagement.
Diligently track branch performance metrics and deliver consistent progress reports to senior leadership.
Seeking a skilled professional with a minimum of five years of experience in a relevant field, preferably holding a bachelor’s degree in a related discipline. The ideal candidate will possess strong analytical abilities, exceptional problem-solving skills, and proficiency in industry-specific tools and software. Familiarity with regulatory standards, compliance protocols, and project management methodologies is essential. Excellent written and verbal communication skills are required to collaborate effectively with cross-functional teams and stakeholders. Candidates must demonstrate a track record of meeting deadlines, managing multiple priorities, and delivering high-quality results. Previous experience in a leadership or mentorship role is a plus.
A Bachelor’s Degree in Accounting, Finance, Banking, or a closely related discipline is required for this position.
A minimum of eight years of hands-on experience within the core domain of Microfinance Banking, complemented by comprehensive operational expertise, is required.
ICAN certification serves as a valuable asset for candidates applying to this position.
Demonstrated proficiency in operating Microfinance Banking Software solutions, including but not limited to Bank One, Microfin, Cube, Qlik Bank, or comparable platforms, is required.
Proficiency in transaction posting and reconciliation, regulatory reporting for entities such as the Central Bank of Nigeria (CBN) and the Nigeria Deposit Insurance Corporation (FDIC), as well as financial controls and audit processes is required.
Possesses a solid grasp of microfinance operations, credit procedures, and regulatory compliance frameworks.
Proven proficiency in analytical reasoning, meticulous organization, and effective problem-solving techniques is essential.
Demonstrates exceptional interpersonal skills and a strong capacity for guiding and motivating teams.
Key Qualifications: Demonstrates proficiency in strategic planning, problem-solving, and analytical thinking, with a strong capacity for team leadership and effective communication. Requires expertise in project management, adaptability to evolving priorities, and a commitment to delivering high-quality results. Proficiency in relevant software tools, industry-specific knowledge, and a customer-focused mindset are essential. Additionally, the ability to work collaboratively in cross-functional teams, manage multiple deadlines, and maintain a proactive approach to continuous improvement is expected.
Maintains the highest standards of professional integrity and demonstrates unwavering accountability in all responsibilities and decision-making processes.
Demonstrates meticulous attention to detail and a commitment to maintaining high levels of accuracy in all tasks.
Proven expertise in regulatory frameworks and a steadfast commitment to compliance standards are essential for this role.
Ability to work under pressure and meet deadlines
Exceptionally proactive and results-oriented, with a strong focus on finding innovative solutions to challenges.
Applicants must have pertinent experience in Microfinance Banking to be eligible for consideration.
Qualifications
BA/BSc/HND , MBA/MSc/MA
Experience Required
8 years
