ENTOURAGE INTEGRATED TRUST LIMITED seeks a dedicated CREDIT OFFICER to administer lending services for our valued clients by evaluating creditworthiness and managing pertinent documentation within BENIN, EDO STATE.
NEW BENIN
RINGROAD
THIRD
The Upper Mission Extension seeks a highly motivated professional to lead initiatives that extend the organization’s reach and impact in the community. Candidates must possess a minimum of five years of relevant experience, along with strong leadership and project management skills. Responsibilities include developing and implementing strategic plans, fostering stakeholder relationships, and overseeing program execution to ensure alignment with the organization’s mission. Proficiency in data analysis, grant writing, and community engagement is essential, as is the ability to work collaboratively in a fast-paced environment. The ideal candidate will demonstrate a commitment to equity, innovation, and measurable results.
UGBOWO
Credit officers are tasked with compiling loan applications, analyzing clients’ financial data, and determining risk ratios. Proficiency in lending protocols and prior customer service exposure are essential for excelling in this position.
You will play a key role in facilitating timely loan acquisitions for our clients, meticulously ensuring all stipulated requirements are fully satisfied.
As part of this role, individuals will be tasked with executing a range of duties, including overseeing daily operations, managing project timelines, coordinating with cross-functional teams, and ensuring adherence to established policies and procedures. Key responsibilities involve analyzing performance metrics to identify areas for improvement, developing strategic initiatives to enhance productivity, and maintaining comprehensive records of all activities and outcomes. Additionally, the position requires active participation in team meetings, providing clear and concise updates to stakeholders, and fostering a collaborative environment to achieve organizational objectives.
We evaluate loan applications to determine eligibility and assess financial viability. This involves analyzing borrowers’ credit histories, income levels, and debt-to-income ratios. Additionally, we ensure compliance with lending policies and regulatory standards before making approval decisions.
Evaluate clients’ financial circumstances to gain a comprehensive understanding of their economic standing.
Perform comprehensive assessments of creditworthiness and evaluate associated risks to ensure sound financial decision-making.
Proactively engage with clients to obtain essential financial information and supporting documentation.
Conduct thorough assessments of risks associated with each loan application, evaluating eligibility and determining whether to grant or deny approval based on established criteria.
Establish structured payment arrangements to accommodate varying financial circumstances, ensuring flexibility and compliance with organizational policies.
Responsible for ensuring that all loan application records remain current and accurately documented. This involves regularly updating and verifying the information contained within these records to reflect the most recent developments.
Ensure timely communication with clients regarding the renewal of their loans, addressing any inquiries they may have and facilitating a smooth process.
Track the advancement of current loan portfolios to ensure timely repayments and compliance with established terms.
Daily and weekly loan repayment collection is a critical responsibility of this role, requiring meticulous tracking of borrower payments and timely follow-ups on overdue accounts. The position demands strong organizational skills to maintain accurate records, reconcile discrepancies, and ensure compliance with repayment schedules. Additionally, effective communication is essential to engage with clients, provide payment reminders, and resolve any payment-related inquiries efficiently.
We are seeking a candidate with a Bachelor’s degree in a relevant field, along with a minimum of three years of hands-on experience in a comparable role. Proficiency in industry-standard software and tools is essential, as is the ability to analyze complex data sets and produce actionable insights. Strong interpersonal skills and a collaborative mindset are required to work effectively within cross-functional teams. Additionally, the ideal applicant should demonstrate exceptional problem-solving abilities and a commitment to continuous learning and professional development.
Demonstrated expertise in a Credit Officer, Loan Officer, or comparable capacity is required.
Proven expertise in lending operations and product offerings through practical engagement is required.
Proficient in developing and managing financial spreadsheets is required, including the creation, analysis, and processing of detailed financial data.
Possesses robust analytical abilities with a keen capacity for evaluating complex data, identifying key patterns, and deriving actionable insights to support strategic decision-making and problem resolution.
Proven ability to communicate effectively and build strong interpersonal relationships is essential.
Seasoned professionals with a proven track record in customer-facing roles are encouraged to apply. Applicants should possess hands-on experience in resolving inquiries, addressing complaints, and delivering exceptional service to diverse client bases. Familiarity with CRM systems, conflict resolution techniques, and multitasking under pressure is highly valued. The ideal candidate will demonstrate strong interpersonal skills, patience, and the ability to maintain composure in fast-paced environments.
Holders of NCE, OND, HND, or B.Sc. qualifications in Banking and Finance, Economics, or a closely related discipline are encouraged to apply.
Benefits: Enjoy a competitive compensation package, including comprehensive health, dental, and vision insurance, along with retirement savings plans featuring employer matching contributions. Eligible employees receive paid time off, including vacation, sick leave, and holidays, along with flexible work arrangements when feasible. Additional perks may include professional development opportunities, wellness programs, and employee discounts on company products or services.
Seeking a highly motivated professional for a role offering a competitive starting salary of $104,000.
We offer a competitive monthly incentive program designed to reward performance and drive productivity. To qualify, employees must consistently meet or exceed their performance metrics and adhere to company policies. Participants receive additional compensation based on their contributions, with the amount determined by individual and team achievements. This program encourages continuous improvement and fosters a results-driven culture within the organization.
Responsible for overseeing and administering pension plans to ensure compliance with regulatory standards and alignment with organizational objectives, the Pension Specialist will manage plan documentation, participant communications, and financial reporting. This role involves collaborating with actuaries, investment managers, and HR teams to evaluate plan performance, assess funding requirements, and recommend adjustments as needed. Additionally, the position requires expertise in pension accounting principles, regulatory compliance, and actuarial valuation processes, along with strong analytical and communication skills to interpret complex data for stakeholders. The ideal candidate will have a minimum of five years of experience in pension administration or a related field, along with proficiency in pension software and a thorough understanding of ERICA, GAAP, and IRS regulations.
We distribute profits to eligible employees twice per year, with amounts determined by company performance and individual contributions. Participation in the program requires meeting specific employment tenure and performance criteria. Employees receive detailed statements outlining their share of the profits and related tax implications. The program aims to reward dedication and foster a sense of ownership among staff members. Eligible roles and additional guidelines are outlined in the company’s official policy documentation.
HMO
Available to work a flexible schedule from 11:00 AM to 6:00 PM.
Conducts annual performance evaluations to assess contributions, identify growth opportunities, and provide constructive feedback to ensure alignment with organizational goals and professional development objectives.
A performance-based salary review will be conducted to evaluate and adjust compensation accordingly.
Interested and eligible applicants are encouraged to submit their curriculum vitae to career@entourageloans.com or career.entourageint@gmail.com, ensuring the email subject line clearly indicates both the position title and the location, such as “CREDIT OFFICER/NEW BENIN.”
Qualifications
BA/BSc/HND , NCE , OND
Experience Required
0 - 3 years
