Entourage Integrated Trust Limited seeks a Credit Officer to evaluate client creditworthiness and manage lending processes, including documentation, in Sag amu, Gun State.
SABA MARKET is actively seeking a dynamic and skilled individual to join our team. The ideal candidate will possess a minimum of three years of relevant experience in a similar role, along with a strong proficiency in data analysis and inventory management. Responsibilities include overseeing daily operations, ensuring accurate inventory tracking, and collaborating with cross-functional teams to drive operational efficiency. The position requires excellent organizational skills, attention to detail, and the ability to work effectively under tight deadlines. Candidates should hold a degree in Business Administration, Supply Chain Management, or a related field, and demonstrate a commitment to delivering exceptional customer service.
Two Iwoye, Gun State-based Awołowo Market is a bustling hub for an extensive array of goods, ranging from fresh produce and textiles to electronics and household items. Recognized for its vibrant atmosphere and diverse offerings, the market serves as a vital economic engine, supporting both local vendors and shoppers. To maintain its dynamic environment, the market seeks dedicated individuals with strong organizational skills, customer service expertise, and the ability to multitask efficiently in a fast-paced setting. Applicants should possess a minimum of two years of relevant experience, proficiency in basic computer operations, and a willingness to work flexible hours, including weekends and holidays when necessary. Responsibilities include managing inventory, assisting customers, processing transactions, and ensuring a clean, orderly marketplace conducive to a positive shopping experience.
FALAWO MARKET
IKENNE MARKET
ILISAN MARKET
A credit officer is tasked with compiling loan applications, analyzing clients’ financial data, and determining risk ratios. Proficiency in lending protocols and prior customer service engagement are essential for success in this position.
You will play a key role in facilitating timely loan acquisition for our clients by ensuring strict adherence to all specified requirements.
We are seeking a highly motivated professional to oversee key operational tasks, ensuring adherence to established standards and protocols. The role involves collaborating with cross-functional teams to drive project completion, addressing challenges proactively, and maintaining clear communication throughout. The successful candidate will be responsible for monitoring progress, evaluating performance metrics, and implementing improvements to enhance efficiency. Additionally, they will manage documentation, facilitate training initiatives, and uphold compliance with company policies and industry regulations. Strong organizational skills, attention to detail, and the ability to prioritize competing demands are essential for this position. Experience in a similar role within a fast-paced environment is highly preferred, along with proficiency in relevant software tools.
Thoroughly evaluate all submitted loan applications to determine their eligibility and viability based on established lending criteria and financial guidelines. Analyze borrowers’ creditworthiness, income verification, collateral valuation, and repayment capacity to assess risk and make informed lending decisions. Verify documentation accuracy, including tax returns, bank statements, and employment records, and ensure compliance with regulatory requirements and internal policies. Collaborate with underwriting teams to resolve discrepancies and provide recommendations for approval, denial, or conditional acceptance. Maintain meticulous records of each application review process and communicate decisions clearly and professionally to applicants.
Evaluates clients’ financial circumstances to gain a comprehensive understanding of their economic standing. Conducts thorough reviews of financial documents, including income statements, balance sheets, and tax filings, to accurately determine their financial health and stability.
Assess the creditworthiness and associated risks of potential borrowers or counterparties to determine their ability to fulfill financial obligations.
We reach out to clients to collect essential financial information and supporting documents.
Evaluates potential risks and makes informed decisions to either approve or decline loan applications.
Establish structured payment arrangements to facilitate financial flexibility for clients, ensuring terms are clearly defined and mutually agreed upon.
Responsibilities include keeping loan application records current and accurate at all times.
Proactively reach out to clients to discuss the renewal of their loans, ensuring timely communication and addressing any inquiries they may have regarding the process.
Track the ongoing status and performance of current loan portfolios with diligence and precision. Ensure all loan accounts adhere to established terms while identifying any potential risks or deviations early on. Regularly assess borrower financial health and collateral valuations to maintain portfolio stability. Prepare detailed reports on loan performance metrics and escalate concerns to senior management when necessary. Collaborate with collections and risk teams to address issues proactively and mitigate financial exposure.
Collect repayments daily and weekly to ensure timely loan recovery and maintain consistent cash flow.
We are seeking a highly motivated individual to join our team, possessing the following qualifications and attributes:
A Bachelor’s degree in a relevant field, such as Business Administration, Finance, or Accounting, is required. Additionally, a minimum of three years of experience in a similar role is essential. Proficiency in Microsoft Office Suite, particularly Excel, is mandatory. Strong analytical, communication, and organizational skills are also necessary. Candidates must demonstrate the ability to work independently, prioritize tasks effectively, and meet deadlines consistently. Familiarity with accounting software or ERP systems is a plus.
Demonstrated success in a Credit Officer, Loan Officer, or related capacity is required for this position.
Proven expertise in lending processes and product offerings is required.
Proficient in developing and managing financial spreadsheets with precision and efficiency.
Demonstrates exceptional capacity for dissecting complex data, identifying meaningful patterns, and deriving actionable insights through methodical evaluation and logical reasoning.
Proven ability to communicate effectively and build strong interpersonal relationships is essential.
Possesses a proven track record in customer service roles, demonstrating expertise in addressing inquiries, resolving issues, and ensuring client satisfaction. Requires strong interpersonal skills, patience, and the ability to communicate effectively with diverse individuals. Familiarity with CRM systems and conflict resolution techniques is highly advantageous. Thrives in fast-paced environments and excels at multitasking while maintaining a professional demeanor. Prior experience in a similar capacity is essential for success in this position.
A Bachelor of Science (B.Sc.), Higher National Diploma (HND), National Diploma (OND), or National Certificate in Education (NCE) in Banking and Finance, Economics, or a closely related discipline is required.
We offer a comprehensive benefits package designed to support the well-being and professional growth of our employees. This includes competitive health, dental, and vision insurance, a generous retirement plan with company matching, and paid time off for vacation, holidays, and personal leave. Additionally, we provide opportunities for career development through tuition reimbursement, professional training programs, and mentorship initiatives. Work-life balance is prioritized with flexible scheduling options and remote work possibilities, where applicable. Employees also enjoy wellness programs, employee assistance programs, and other perks tailored to enhance overall job satisfaction and retention.
We offer a competitive starting salary of $104,000 per year, commensurate with qualifications and experience.
We offer a competitive monthly incentive program designed to reward top performers and drive exceptional results. Eligible team members must consistently meet or exceed predefined performance metrics and adhere to company policies. Participants will receive additional compensation based on their contributions, with payouts calculated monthly. This program aims to motivate employees to achieve higher productivity, enhance quality standards, and support overall company success.
We are seeking a dedicated Pension Administrator to oversee the management and processing of pension plans for our organization. The ideal candidate will possess strong analytical skills, exceptional attention to detail, and proficiency in pension plan regulations and compliance. Responsibilities include calculating retirement benefits, maintaining accurate records, ensuring timely disbursements, and liaising with participants to address inquiries. A minimum of three years of experience in pension administration or a related financial field is required, along with a thorough understanding of pension regulations and strong proficiency in relevant software systems. The successful applicant will demonstrate excellent organizational abilities and a commitment to maintaining the highest standards of accuracy and confidentiality.
Every six months, employees are eligible to receive profit-sharing distributions based on company performance and individual contributions.
HMO
Flexible working hours are offered from 11:00 AM to 6:00 PM.
Conducting an annual performance evaluation, the employee will undergo a comprehensive assessment of their contributions, achievements, and areas for growth over the past twelve months. This review process will evaluate job performance against established goals, competencies, and company standards, providing constructive feedback to support professional development. The appraisal aims to recognize excellence, identify opportunities for improvement, and align individual performance with organizational objectives. Key metrics, project outcomes, and feedback from supervisors and peers will be considered to ensure a fair and objective evaluation. Employees should prepare relevant documentation, reflect on their progress, and engage in a collaborative discussion to set clear expectations for the upcoming period.
A performance-based salary review is conducted to evaluate and adjust compensation in accordance with individual contributions and achievements.
Qualified and enthusiastic applicants are encouraged to submit their CVs to the provided email addresses—career@entourageloans.com or career.entourageint@gmail.com—ensuring the position and location are clearly stated in the subject line, such as “CREDIT OFFICER/ALLOW MARKET.”
Qualifications
BA/BSc/HND , NCE , OND
Experience Required
0 - 3 years
