Job Description
Responsible for comprehensive oversight of credit risk management across mortgage loan operations, including the development and refinement of mortgage risk assessment standards, policies, and procedural workflows.
Perform ongoing risk surveillance, monitor portfolio performance, detect potential default risks, and prepare risk analysis reports and early warning notifications.
Evaluate high-value or intricate mortgage credit applications, performing thorough due diligence on borrowers, collateral, and associated documentation.
Work closely with sales, underwriting, post-loan, and legal teams to identify and address risk-related challenges, developing effective mitigation strategies and control measures.
Evaluate mortgage market trends, borrower credit profiles, and high-risk cases while refining risk control models and revising underwriting guidelines to enhance predictive accuracy and mitigate potential exposures.
Oversee the mortgage risk team’s operations, coordinate daily activities, deliver professional training sessions, and conduct performance evaluations.
To apply, submit your application through the designated method provided. Ensure all required documents and information are included as specified to facilitate the review process. Follow the outlined instructions carefully to ensure your application is considered.
Please utilize the provided links to submit your application directly through the company’s official website.
Qualifications
BA/BSc/HND
