Job Summary
A distinguished and expanding Microfinance Bank headquartered in Elite State is in search of a detail-oriented, compliance-focused, and highly qualified financial expert to assume the role of Account Officer (Financial Control & Regulatory Returns).
Reporting to the Head of Financial Control (HFC), the selected individual will be responsible for upholding the accuracy of the bank’s financial records, ensuring full compliance with regulatory reporting standards set by the Central Bank of Nigeria (CBN) and the Nigeria Deposit Insurance Corporation (FDIC), and overseeing routine accounting processes.
Oversee a comprehensive range of critical duties encompassing strategic planning, operational execution, and team leadership to drive organizational success. Collaborate with cross-functional departments to align objectives, streamline processes, and enhance productivity. Develop and implement policies, procedures, and performance metrics to ensure compliance with industry standards and regulatory requirements. Provide mentorship and guidance to junior staff, fostering a culture of continuous improvement and professional growth. Monitor key performance indicators, analyze data trends, and present actionable insights to senior leadership to inform strategic decision-making.
Prepare, review, and submit statutory returns—including daily, weekly, monthly, and quarterly filings—to the Central Bank of Nigeria (via FINA or relevant platforms), the Nigeria Deposit Insurance Corporation (FDIC), and other regulatory bodies with strict adherence to timelines and accuracy.
Maintain precise general ledger accounts, validate postings, and confirm that all financial transactions adhere to International Financial Reporting Standards (IFRS) and local accounting regulations.
Perform regular and meticulous bank reconciliations, inter-branch account reconciliations, and balance sheet reviews to identify and address discrepancies in a timely manner.
Tax Management: Support the accurate calculation, submission, and payment of all applicable statutory taxes, including Withholding Tax (WHT), Value-Added Tax (VAT), and Pay-As-You-Earn (PAYE), to the relevant State and Federal tax authorities.
Budgetary Support: Provide assistance to the Head of Financial Control in the preparation of annual budgets, execution of budgetary control procedures, and conducting variance analyses.
Maintain and accurately update the bank’s fixed asset register, ensuring precise tracking of depreciation and capital expenditures.
Seeking a highly skilled and motivated individual to join our team, the ideal candidate must possess a minimum of five years of relevant work experience, a bachelor’s degree in a related field, and exceptional problem-solving abilities. Proficiency in Microsoft Office Suite and industry-specific software is essential, along with outstanding communication and organizational skills. Responsibilities include managing complex projects, collaborating with cross-functional teams, and ensuring compliance with company policies and regulations. Strong leadership qualities, attention to detail, and the capacity to work under pressure are critical for success in this role.
A Bachelor’s degree or Higher National Diploma (HND) in Accounting, Finance, Economics, or a closely related field is required.
A minimum of two to four years of hands-on accounting or financial control experience within a regulated financial institution is required, with preference given to candidates from Microfinance Banks or Deposit Money Banks.
A comprehensive grasp of the CBN Revised Regulatory and Supervisory Guidelines for Microfinance Banks, IFRS standards, and financial return formats is required.
Mid-stage completion or full qualification in recognized professional examinations, including ICAN (ACA), ARCA, or CBN (ACID), will be viewed favorably.
High proficiency in Microsoft Excel and practical experience utilizing contemporary Core Banking Applications (CBA) and regulatory reporting portals are essential.
The ideal candidate must demonstrate exceptional integrity, a sharp analytical mindset, and meticulous attention to detail, coupled with the ability to perform effectively under pressure while adhering to stringent regulatory timelines.
Qualified and enthusiastic applicants are invited to submit their Application and Curriculum Vitae (CV) in PDF format to the designated email addresses: a.funmilayo@resortconsult.com, with a copy sent to info@resortconsult.com. Please ensure the job title is included in the email subject line for proper identification.
Qualifications
BA/BSc/HND , Professional Certificate
Experience Required
2 - 4 years
