Confidence Bank is actively seeking a Deposit Mobilization Agent with a strong drive for sales, responsible for expanding the bank’s liability portfolio. The role involves onboarding new retail and SME depositors, nurturing existing client relationships, and fostering a savings culture to ensure liquidity for micro-loans.
You will play a pivotal role in growing our deposit base by acquiring new clients, nurturing existing relationships, and implementing strategic deposit initiatives. This position is well-suited for candidates with a robust background in financial services and a proven history in client relationship management or deposit mobilization.
Oversee and drive the complete spectrum of [specific tasks, e.g., financial reporting, project execution, or team supervision] to ensure alignment with organizational objectives. Collaborate closely with cross-functional teams to streamline processes, mitigate risks, and enhance operational efficiency. Prepare and present detailed analyses, reports, and strategic recommendations to senior leadership, facilitating informed decision-making. Maintain rigorous adherence to industry regulations, internal policies, and best practices while fostering a culture of accountability and continuous improvement. Additionally, identify opportunities for innovation and process optimization to support sustainable growth and competitive advantage.
We engage in proactive outreach and establish connections with new retail clients, MSMEs, cooperatives, and high-net-worth individuals through on-site visits and strategic networking initiatives.
Our primary responsibility involves promoting and selling savings accounts, current accounts, and fixed/term deposits while consistently meeting rigorous monthly sales targets.
Act as the main liaison for depositors, guaranteeing that funds remain invested until the maturity date.
Deliver educational sessions to unbanked or underbanked individuals, highlighting the advantages and security measures of formal micro-banking.
Adhere rigorously to Know Your Customer (KYC) regulatory guidelines throughout the onboarding process to ensure full compliance with applicable standards.
Monitor sales performance metrics, including lead generation, conversion rates, and deposit volumes, and prepare and submit daily or weekly reports to the Spline Manager.
Candidates must possess the following qualifications and competencies:
Proficiency in using relevant software and tools pertinent to the role.
Strong analytical and problem-solving abilities to interpret data and make informed decisions.
Excellent communication skills, both written and verbal, to collaborate effectively with team members and stakeholders.
Experience working in a fast-paced environment and managing multiple priorities simultaneously.
A commitment to maintaining high standards of accuracy and attention to detail in all tasks.
Familiarity with industry-specific regulations and compliance requirements is essential.
Demonstrated ability to work independently with minimal supervision while contributing to team objectives.
A proactive approach to identifying opportunities for process improvement and innovation.
Strong organizational skills to prioritize workload and meet deadlines efficiently.
Previous experience in a similar role or industry is preferred, though transferable skills may be considered.
A bachelor’s degree or Higher National Diploma (HND) in Business Administration, Marketing, Economics, or a closely related discipline is required.
Requires 1 to 3 years of hands-on experience in marketing, sales, or relationship management, preferably within a microfinance bank, fintech company, or commercial banking institution.
Proven ability to communicate effectively, persuade stakeholders, and negotiate favorable outcomes.
Possesses in-depth familiarity with the local small and medium-sized enterprise (SME) landscape and maintains established relationships with regional trade associations and cooperatives.
Highly qualified female candidates are particularly encouraged to apply for this position, as their applications are strongly preferred.
Enjoy a comprehensive benefits package designed to support your overall well-being, including competitive health insurance coverage, a generous retirement savings plan with company matching contributions, paid time off for vacation and holidays, and flexible spending accounts for healthcare and dependent care expenses. Additionally, the role offers professional development opportunities through tuition reimbursement, access to wellness programs, and a collaborative work environment that fosters growth and work-life balance.
A competitive base salary is complemented by a lucrative commission structure.
Professional development is fostered through a collaborative team environment and a well-defined career progression path.
Qualifications
BA/BSc/HND
Experience Required
1 - 3 years
