ENTOURAGE INTEGRATED TRUST LIMITED is seeking a CREDIT OFFICER to evaluate clients’ creditworthiness and manage the preparation of necessary documentation for loan approvals in ABEOKUTA, GUN STATE.
ASERO
OBANTOKO
SHOMORIN
ELEGA
IJAIYE
ITA OSHIN
ODO ERAN
A credit officer is tasked with compiling loan applications, analyzing clients’ financial data, and determining risk ratios. Proficiency in lending protocols and prior customer service engagement are essential qualifications for this position.
You will ensure clients secure loans promptly by meticulously verifying that all stipulated criteria are satisfied.
Duties encompass overseeing daily operations to ensure seamless workflows, maintaining high standards of service and efficiency. The role requires collaborating with cross-functional teams to align on project objectives and deliverables, ensuring all tasks are completed promptly and accurately. Additionally, the position involves analyzing performance metrics to identify trends, opportunities for improvement, and cost-saving measures.
Individuals in this role must possess strong communication skills to liaise with stakeholders, provide updates, and resolve any arising issues effectively. Proficiency in relevant software tools and systems is essential to facilitate data management, reporting, and process optimization. Prior experience in a similar capacity is preferred, along with the ability to multitask in a fast-paced environment while maintaining meticulous attention to detail. A commitment to continuous learning and adaptability to evolving business needs are also required.
Conduct a thorough assessment of loan applications to determine eligibility and viability. Evaluate financial documentation, creditworthiness, and collateral to ensure compliance with lending policies and regulatory standards. Verify applicant information and assess risk levels to facilitate informed decision-making. Collaborate with underwriting teams to gather additional details or clarify discrepancies as needed. Provide clear recommendations on approval, denial, or modification of loan terms based on findings. Maintain accurate records of all evaluations and decisions for auditing and reporting purposes.
Evaluates clients’ financial circumstances to determine their current and projected fiscal standing, ensuring comprehensive understanding of their economic situation for tailored advisory services.
Assess creditworthiness and evaluate associated risks to ensure informed decision-making regarding financial viability.
To collect financial data and documentation, you will initiate contact with clients, ensuring all necessary information is obtained promptly and accurately.
Conduct a thorough evaluation of potential risks associated with loan applications and make informed decisions to either authorize or decline each request.
Design and implement structured payment arrangements tailored to individual client circumstances, ensuring alignment with organizational policies and regulatory standards.
Accurately maintain and update records pertaining to loan applications at all times.
Proactively contact clients to discuss and facilitate the renewal of their loans, ensuring timely communication and adherence to established policies and procedures.
Track the ongoing status of current loan portfolios to ensure compliance and performance standards are met.
Daily and weekly repayment collection involves diligently gathering payments from borrowers on a consistent schedule. This role requires maintaining accurate records of transactions, reconciling discrepancies, and ensuring timely follow-ups with delinquent accounts. Strong communication skills are essential to interact professionally with clients, addressing inquiries and negotiating payment arrangements when necessary. Proficiency in financial software and basic accounting principles is required to track payments efficiently and generate reports as needed. The position demands attention to detail, organizational ability, and a proactive approach to managing repayment schedules and resolving collection-related issues promptly.
We seek candidates who meet the following qualifications and possess the necessary skills for this role. The ideal applicant will have a proven track record in [specific field or industry], along with a minimum of [X years] of relevant experience. Strong proficiency in [specific tools, software, or languages] is essential, as is the ability to [key responsibility or skill]. Additionally, excellent communication and problem-solving abilities are required to collaborate effectively within a team and address challenges efficiently. A degree in [relevant field] or equivalent experience is preferred, though not mandatory if the candidate demonstrates exceptional expertise. Familiarity with [specific methodologies, frameworks, or industry standards] is a plus.
Seasoned professional with a strong background in credit and loan assessment or comparable positions.
Proven expertise in the practical application of lending processes and financial products is required.
Possesses strong proficiency in developing and managing financial spreadsheets with precision and efficiency.
Analytical abilities of a high caliber are essential for this role, enabling the successful candidate to assess complex information, identify key insights, and derive data-driven conclusions efficiently. The ideal applicant must demonstrate a keen capacity to dissect intricate problems, evaluate multiple variables, and implement logical solutions that enhance operational efficiency and strategic decision-making.
Proven ability to communicate effectively and build strong interpersonal relationships is essential.
With a proven track record in customer-facing roles, you will bring hands-on experience in delivering exceptional service and resolving inquiries with professionalism and efficiency. Your ability to communicate clearly, empathize with diverse clients, and maintain a positive attitude under pressure will be essential in ensuring customer satisfaction and fostering long-term relationships.
A Bachelor’s degree (B.Sc.), Higher National Diploma (HND), Ordinary National Diploma (OND), or National Certificate of Education (NCE) in Banking and Finance, Economics, or a closely related discipline is required.
BENEFITS: We offer a competitive compensation package, including health, dental, and vision insurance, along with a 401(k) retirement plan featuring company matching. Employees enjoy generous paid time off, including vacation, sick leave, and holidays, as well as flexible work arrangements. Additional perks include professional development opportunities, wellness programs, and employee discounts on company products and services.
The compensation for this position begins at $104,000 per year.
Achieving and surpassing monthly performance targets will earn you a financial reward, calculated based on predetermined objectives and company benchmarks. Eligibility for this incentive is contingent upon consistent demonstration of high productivity, adherence to quality standards, and alignment with team goals. The specific criteria, including metrics and evaluation periods, will be communicated in advance to ensure clarity and transparency. Regular reviews will track progress toward these targets, providing opportunities for feedback and support to help you succeed. Participation in this program is voluntary yet strongly encouraged to foster a culture of excellence and continuous improvement.
We are currently seeking a dedicated Pension Administrator to join our team, responsible for overseeing and managing pension schemes with precision and expertise. The ideal candidate will possess strong analytical skills, meticulous attention to detail, and a comprehensive understanding of pension regulations and compliance requirements. Key duties include processing pension contributions, calculating benefits, ensuring accurate record-keeping, and resolving member queries efficiently. Proficiency in pension administration software and familiarity with financial reporting standards are essential, along with excellent communication abilities to liaise with members, trustees, and regulatory bodies. A background in finance, accounting, or a related field is preferred, and relevant certifications in pension administration would be advantageous.
Every six months, eligible employees receive profit-sharing distributions based on company performance, ensuring their contributions directly enhance their earnings. To qualify, employees must meet specific tenure and performance benchmarks, reinforcing accountability and long-term commitment. This initiative aligns individual success with organizational growth, fostering a culture of shared achievement and financial reward.
HMO
Flexible working hours are available from 11:00 AM to 6:00 PM.
Conducts a yearly performance evaluation to assess achievements, contributions, and areas for development, ensuring alignment with organizational goals and individual career progression.
Performance evaluations directly influence salary adjustments, reflecting individual contributions and achievements.
Qualified applicants are encouraged to submit their CVs via email to career@entourageloans.com or career.entourageint@gmail.com, ensuring the email subject line includes both the position title and location for clarity—e.g., *CREDIT OFFICER/AERO*.
Qualifications
BA/BSc/HND , NCE , OND
Experience Required
0 - 3 years
