Decription
The organization is actively recruiting for the position of Senior Credit Analyst to join its specialized analytical team. This team is responsible for evaluating creditworthiness across a diverse range of financial institutions, including both banking and non-banking entities throughout the African continent.
The organization is in search of a driven, goal-oriented professional to deliver strategic credit analysis and research, uphold rating precision, and foster connections with the investor network.
This role offers the chance to leverage a unique blend of autonomy, accountability, and strategic decision-making in overseeing a diverse portfolio of rated entities, while fostering direct engagement with key stakeholders, including top-tier executives, issuers, and investors.
Oversee the full scope of daily operations, ensuring adherence to established protocols and standards. Devise and implement strategic initiatives to enhance productivity, efficiency, and overall performance. Manage cross-functional teams, fostering collaboration and accountability while aligning individual objectives with organizational goals. Conduct thorough performance evaluations, provide constructive feedback, and identify opportunities for professional growth and development. Maintain meticulous records, prepare comprehensive reports, and communicate findings to stakeholders in a clear and timely manner. Address operational challenges proactively, implementing corrective actions to mitigate risks and optimize outcomes. Collaborate with senior leadership to align departmental strategies with broader business objectives.
Conduct thorough, well-reasoned evaluations grounded in deep analytical rigor to derive meaningful insights and actionable conclusions from complex data and information.
Produce comprehensive and meticulously researched analyses on credit trends, encompassing insightful reports on the insurance sector, corporate entities, banking institutions, and broader banking industry developments.
Establish yourself as a trusted expert within your designated group of evaluated entities and sector-specific initiatives.
Ensures precise and reliable ratings through meticulous attention to detail and adherence to established guidelines, maintaining consistency across all evaluations.
Conduct comprehensive fundamental credit assessments on a portfolio comprising Nigerian financial institutions, insurance companies, and corporate entities, ensuring detailed evaluation of creditworthiness. Deliver your findings and insights during committee presentations to facilitate informed decision-making.
Acquire comprehensive knowledge of pertinent methodologies and demonstrate proficiency in their practical application.
Track and evaluate emerging trends to maintain precise, forward-looking ratings at all times.
Facilitating transparent and consistent interactions with financial markets and issuers is essential to ensure alignment, clarity, and mutual understanding throughout all engagements.
Develop and sustain strong, professional relationships with fixed-income investors, financial journalists, and senior executives within financial institutions to foster collaboration and trust.
Operate autonomously while leveraging the expertise and collaboration of the broader analytical team to strengthen the Company’s Banking, Corporate, and Insurance franchise, with a primary focus on cultivating and expanding relationships with key external stakeholders.
Seeking applicants with a bachelor’s degree in Computer Science, Engineering, or a related field, along with three or more years of experience in software development. Proficiency in programming languages such as Java, Python, or C++ is essential, alongside familiarity with agile methodologies. Strong problem-solving skills, excellent communication abilities, and a proven track record of collaborative work are required. Responsibilities include designing, developing, and maintaining software applications, troubleshooting and debugging code, and contributing to system architecture decisions.
The ideal candidate must possess a robust academic foundation, at minimum holding a Bachelor of Science degree in a related field.
Obtaining a professional qualification from ACA or ARCA would provide significant value to the role.
Proficient in both spoken and written English communication is required.
Seeking a highly motivated individual with exceptional interpersonal skills and a proven track record in customer service. The ideal candidate will possess strong communication abilities, both written and verbal, along with a minimum of two years of experience in a similar role. Proficiency in Microsoft Office Suite and familiarity with CRM systems are essential requirements. Additionally, the candidate should demonstrate adaptability, problem-solving skills, and the capacity to work effectively under pressure. A commitment to continuous learning and professional growth is highly valued.
Proven expertise in credit and risk assessment, supported by robust financial analysis capabilities, typically cultivated within a financial institution, regulatory body, or public accounting firm, is required.
Proficient knowledge of Nigerian corporate structures, their regulatory frameworks, and the primary challenges impacting these markets, along with insights into major industry participants and key economic drivers.
Demonstrates exceptional communication abilities, including the capacity to convey ideas clearly and concisely, whether through oral or written means, with prior experience in public speaking.
Demonstrated proficiency in quantitative analysis along with well-developed problem-solving abilities is essential.
Highly organized and efficient, you possess strong multitasking capabilities and consistently deliver results within tight deadlines.
Prospective candidates who meet the requirements are encouraged to submit their application letter and curriculum vitae to info@sunroseconsulting.com, ensuring the job title is included in the email subject line.
Qualifications
BA/BSc/HND , Professional Certificate
