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Home β€Ί Jobs β€Ί Nigeria β€Ί Credit Officer

Credit Officer

SOBIC Company  Β· Banking / Financial Services

Full Time Nigeria
Nigeria
Deadline: 21 September 2026
Posted June 23, 2026

Description

Client Acquisition & Mobilization: Sourcing new clients in local communities, market clusters, or rural areas, and educating them on microfinance products like group and individual loans.

Credit Appraisal & Risk Assessment: Conducting field visits and analyzing cash flows, business viability, and household income levels to determine a client’s creditworthiness.

Loan Processing & Documentation: Structuring loan terms, preparing financial spreadsheets, and compiling necessary credit files in accordance with the MFI’s lending methodology.

Portfolio Management: Actively tracking active loans to ensure proper utilization of funds. They are heavily focused on preventing bad debt and keeping the Portfolio at Risk (PAR) low.

Repayment Collection: Facilitating repayment schedules, setting up payment plans, and following up on overdue or defaulted payments.

Interested and qualified candidates should send their Applications to: hr@sobicinvest.org using the job title as the subject of the mail.

Qualifications

BA/BSc/HND

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