Entourage Integrated Trust Limited seeks a CREDIT OFFICER to evaluate client creditworthiness and manage lending processes, including processing required documentation, in SAG AMU, GUN STATE.
SABA MARKET is seeking a dynamic individual to oversee and enhance their market operations, ensuring seamless execution of daily tasks while maintaining high standards of customer satisfaction and operational efficiency. The ideal candidate will possess a minimum of three years of experience in a similar role, with a strong background in market management, inventory control, and team leadership. Responsibilities include managing vendor relationships, optimizing supply chain processes, and analyzing sales performance to drive business growth. Proficiency in market analytics, budgeting, and strategic planning is essential, along with excellent communication and problem-solving skills. This position requires adaptability, a customer-centric approach, and the ability to work effectively in a fast-paced environment.
AWOLOWO MARKET
FALAWO MARKET
IKENNE MARKET
ILISAN MARKET
Credit officers are tasked with compiling loan applications, analyzing clients’ financial data, and determining risk ratios. Proficiency in lending protocols and prior customer service engagement are essential qualifications for this position.
You will play a pivotal role in assisting our clients in securing timely loans while guaranteeing strict adherence to all specified requirements.
RESPONSIBILITIES
Evaluate loan applications to determine eligibility and viability by analyzing financial documents, credit reports, and collateral details. Verify applicant information for accuracy and compliance with lending policies and regulatory standards. Collaborate with underwriters and loan officers to assess risk levels and recommend approval or denial. Ensure all documentation adheres to internal procedures and external guidelines while maintaining confidentiality and professionalism throughout the process.
Evaluate clients’ financial circumstances to gain a comprehensive understanding of their economic standing and requirements.
Assess the financial reliability and potential risks associated with credit applications by conducting thorough analyses of borrower profiles, financial statements, and market conditions to determine the likelihood of repayment and exposure to default.
We proactively reach out to clients to collect essential financial information and supporting documentation.
Conduct a thorough evaluation of risks associated with loan applications and make informed decisions to either authorize or deny funding requests.
Design and implement structured payment schedules tailored to individual client needs, ensuring flexibility and compliance with financial regulations. Collaborate with clients to assess their financial capabilities and establish mutually agreeable terms that facilitate timely repayments. Monitor payment progress, address discrepancies promptly, and provide clear documentation of all transactions to maintain transparency and accountability throughout the arrangement.
Responsible for keeping accurate and current records pertaining to loan applications.
Proactively reach out to clients to discuss the renewal of their loans, ensuring timely communication and addressing any inquiries they may have regarding the process.
Track the advancement of current loan portfolios to ensure timely repayment and adherence to terms.
Daily and weekly repayment collection involves systematically gathering payments from clients according to agreed-upon schedules. This role requires diligent tracking of payment deadlines, accurate record-keeping, and timely follow-ups to ensure compliance with repayment terms. Responsibilities include verifying payment receipts, reconciling discrepancies, and maintaining up-to-date records of all transactions. Strong attention to detail, organizational skills, and proficiency in financial documentation are essential to execute this function effectively.
The ideal candidate will possess a combination of educational qualifications and professional experience, along with a strong set of technical and interpersonal skills. A degree in a relevant field—such as business administration, computer science, or engineering—is typically required, though equivalent work experience may be considered in lieu of formal education. Proficiency in industry-standard software, tools, or programming languages is often necessary, depending on the role’s specific demands. Additionally, candidates should demonstrate excellent communication, problem-solving, and organizational abilities to thrive in a collaborative and dynamic work environment.
With a demonstrated track record in credit analysis, underwriting, or related financial advisory capacities, the ideal candidate will possess experience in credit risk assessment, loan origination, or comparable responsibilities.
Professional rewriting:
Proven practical expertise in lending operations and product offerings is required.
Proficient in developing and managing financial spreadsheets with accuracy and efficiency.
Exceptional aptitude for analyzing complex data sets, identifying key insights, and deriving actionable recommendations is essential. The ideal candidate must demonstrate proficiency in interpreting intricate information, evaluating trends, and making informed decisions based on evidence. This role requires a sharp ability to dissect problems, assess risks, and optimize solutions through meticulous examination of relevant factors.
Proven ability to convey ideas clearly and collaborate effectively with diverse teams, fostering productive working relationships through active listening and professional engagement.
Seasoned professionals with a strong background in customer service are encouraged to apply. Candidates must possess at least one year of direct experience addressing client inquiries and resolving issues efficiently. Responsibilities include handling incoming calls, responding to emails, and managing customer concerns with a focus on maintaining high satisfaction levels. The role demands exceptional communication skills, patience, and the ability to work in a fast-paced environment while upholding a positive and professional demeanor at all times.
A degree in Banking and Finance, Economics, or a closely related discipline, such as NCE, OND, or HND, is required for this position.
We offer a comprehensive benefits package designed to support your professional and personal well-being. Our program includes competitive health insurance options, including medical, dental, and vision coverage, as well as retirement savings plans with company matching contributions. Employees enjoy generous paid time off, including vacation days, holidays, and sick leave, along with flexible spending accounts for healthcare and dependent care. Additional perks may include tuition reimbursement, wellness programs, and discounts on various products and services. We also provide opportunities for professional development and career advancement to help you grow within the organization.
A competitive starting salary of $104,000 is offered for this role, reflecting the value and expertise required for success in this position.
We offer a monthly incentive program designed to reward outstanding performance and encourage continuous improvement among our team members. Eligible employees will receive additional compensation based on predefined performance metrics, ensuring fair and transparent recognition of their contributions. To qualify, employees must meet or exceed specific performance targets aligned with company goals, while maintaining a strong commitment to professionalism and teamwork. This program not only boosts motivation but also fosters a culture of excellence and accountability within our organization.
The role involves overseeing the administration and management of pension plans, ensuring compliance with regulatory standards and providing guidance to employees regarding retirement benefits. Key responsibilities include calculating pension contributions, processing claims, and maintaining accurate records of participant accounts. Candidates must possess strong analytical skills, attention to detail, and proficiency in financial software. A background in accounting, finance, or a related field is required, along with relevant certifications such as Actuarial Science or Certified Pension Specialist. Effective communication and problem-solving abilities are essential to address inquiries and resolve issues promptly.
We distribute profits to eligible employees twice each year, providing a financial reward based on company performance and individual contributions. To qualify, employees must have completed at least six months of continuous service and maintained full-time status during the evaluation period. Participation is contingent upon meeting performance metrics and adhering to company policies. The allocation is calculated using a predetermined formula that considers base salary, tenure, and overall productivity.
HMO
We offer flexible working hours from 11:00 AM to 6:00 PM.
Performs an annual performance evaluation to assess employee achievements, growth, and contributions, identifying areas for development and determining merit-based compensation adjustments.
Performance-based salary reviews are conducted annually to assess individual contributions and determine appropriate compensation adjustments.
Qualified and motivated applicants are encouraged to submit their CVs via email to career@entourageloans.com or career.entourageint@gmail.com, ensuring the position title and location are clearly indicated in the subject line—for example, “CREDIT OFFICER/ALLOW MARKET.”
Qualifications
BA/BSc/HND , NCE , OND
Experience Required
0 - 3 years
