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Home Jobs Oyo Credit Analyst – Ibadan, Yo State

Credit Analyst – Ibadan, Yo State

Entourage Integrated Trust Limited  · Banking / Financial Services

Full Time Oyo
Oyo
Deadline: 16 September 2026
Posted June 17, 2026

ENTOURAGE INTEGRATED TRUST LIMITED is seeking a CREDIT OFFICER to evaluate clients’ creditworthiness and manage loan processing in IBADAN, YO STATE.

OOPOYESA

AYEYE

We are seeking a motivated OLO DO professional to join our dynamic team, contributing expertise in problem-solving and analytical thinking to drive innovative solutions. The ideal candidate must possess a minimum of three years of relevant experience in the field, along with a strong academic background in a related discipline. Proficiency in industry-standard tools and technologies is essential, as is the ability to collaborate effectively in fast-paced environments. Key responsibilities include analyzing complex data sets, developing strategic recommendations, and ensuring alignment with organizational objectives. Excellent communication skills are required to articulate insights clearly to stakeholders at all levels.

IYANA CHURCH

OJOO

MONIYA

We are seeking a highly motivated individual to join our team in the role of AKINYELE. The ideal candidate will possess a bachelor’s degree in a relevant field, along with at least three years of professional experience in a comparable position. Strong analytical skills, exceptional communication abilities, and proficiency in industry-standard software are essential requirements. Key responsibilities include conducting thorough data analysis, developing strategic recommendations, and collaborating with cross-functional teams to implement solutions. The successful applicant must demonstrate adaptability, problem-solving expertise, and a commitment to delivering measurable results.

KUPOOLA

APATA

Responsible for overseeing operations and ensuring compliance with established procedures, OLORUNSOGO will manage day-to-day activities while maintaining high standards of efficiency and accountability. This role requires strong leadership skills to guide teams, foster collaboration, and drive performance toward organizational goals. Additionally, the position demands meticulous attention to detail in monitoring processes, identifying potential risks, and implementing corrective measures as needed. Excellent communication abilities are essential for coordinating with stakeholders, reporting progress, and addressing any operational challenges that may arise. Candidates must hold a relevant degree or equivalent experience, possess at least five years of progressive managerial experience, and demonstrate proficiency in strategic planning and problem-solving.

ORANYA

ORITA APERIN

Iyana Ambala is seeking a highly motivated and detail-oriented individual to join our dynamic team. The successful candidate will play a pivotal role in supporting day-to-day operations, ensuring efficiency and accuracy in all tasks. Responsibilities include managing schedules, coordinating meetings, and maintaining organized records while adhering to established protocols. A strong proficiency in Microsoft Office Suite, particularly Excel, is required, along with exceptional communication and organizational skills. The ideal candidate will possess a minimum of two years of relevant experience in an administrative or support role. This position offers a collaborative work environment, opportunities for professional growth, and a competitive salary and benefits package.

OLORUNDA

Credit officers are tasked with compiling loan applications, assessing clients’ financial data, and determining risk ratios. This position requires a solid grasp of lending protocols and prior customer service involvement for optimal performance.

You will facilitate timely loan acquisitions for our clients, ensuring strict adherence to all specified requirements.

Overseeing a spectrum of critical duties, this role encompasses managing project timelines, ensuring adherence to budget constraints, and fostering seamless collaboration among cross-functional teams. Key responsibilities include identifying process inefficiencies, implementing strategic improvements, and driving innovation to enhance operational performance. Additionally, the position requires meticulous data analysis to inform decision-making, maintaining compliance with industry regulations, and mentoring junior staff to cultivate a high-performing team environment. Strong leadership, exceptional problem-solving abilities, and a proactive approach to challenges are essential for success in this dynamic position.

Evaluate loan applications to assess eligibility and suitability based on established criteria, ensuring compliance with lending policies and regulatory standards. Conduct thorough analysis of financial documents, credit histories, and collateral to determine the viability and risk profile of each request. Prepare detailed reports summarizing findings, recommendations, and any conditions for approval or denial, while maintaining accurate and confidential records throughout the process.

Evaluates clients’ financial standing to determine their overall fiscal health and capacity.

Assess the financial credibility and potential risks associated with applicants or counterparties.

Professionals are responsible for reaching out to clients to request and collect essential financial information and supporting documentation.

Perform a comprehensive evaluation of potential risks and make informed decisions to either endorse or decline loan applications.

Design and implement structured payment arrangements to accommodate varying customer financial situations, ensuring flexibility and accessibility while maintaining compliance with organizational policies and applicable regulations.

Accurately update and organize records pertaining to loan applications to ensure they remain current and compliant with established standards.

Maintain ongoing communication with clients to discuss and facilitate the renewal of their loans.

Oversee the ongoing status of current loan portfolios to ensure timely repayments and compliance with financial agreements. Track payment schedules, verify borrower compliance with terms, and promptly address any delinquencies or irregularities. Conduct routine reviews to assess loan performance and mitigate potential risks while maintaining accurate records of all transactions and borrower communications.

Collect repayments on a daily and weekly basis.

The ideal candidate will possess advanced proficiency in [specific skills or software], demonstrated through [X years] of hands-on experience in [relevant field]. A strong academic background in [related discipline], complemented by a proven track record of [specific accomplishments], is essential. Excellent communication skills, both verbal and written, are required to collaborate effectively across teams and stakeholders. Problem-solving abilities and a proactive approach to addressing challenges are highly valued. Familiarity with [specific tools or methodologies] is preferred, along with the ability to work independently in a fast-paced environment.

With a demonstrated background in credit analysis or loan origination, preferably in a comparable capacity, the ideal candidate should possess relevant professional experience in credit assessment or lending operations.

Extensive practical experience in loan origination processes and financial product offerings is required.

Proven capability in developing and managing financial spreadsheets with precision and efficiency.

Analytical thinking, coupled with the capacity for meticulous examination and interpretation of complex data, is essential for this role. The incumbent will be expected to evaluate information rigorously, identify trends, and derive actionable insights to inform strategic decisions. Proficiency in identifying patterns, assessing risks, and solving problems methodically is required to meet the demands of the position effectively.

Exceptional verbal and written communication abilities, coupled with strong interpersonal competencies, are essential for fostering collaborative relationships and ensuring clarity in exchanges.

We seek candidates with a proven track record in customer service roles, demonstrating strong interpersonal skills and the ability to resolve inquiries efficiently. Experience in handling inquiries via phone, email, or in-person interactions is essential, as is a commitment to delivering exceptional service. Familiarity with CRM systems and problem-solving aptitude are highly valued, along with the capacity to remain composed under pressure. A professional demeanor, patience, and a customer-centric approach are critical for success in this position.

A degree in Banking and Finance, Economics, or a closely related discipline, such as NCE, OND, or HND, is required.

We offer a comprehensive benefits package designed to support your professional and personal well-being. This includes health, dental, and vision insurance coverage to ensure you and your family’s medical needs are met. Additionally, we provide a competitive retirement savings plan with company matching contributions to help secure your financial future. Paid time off, flexible work arrangements, and professional development opportunities are also included to promote work-life balance and continuous growth. Eligible employees may receive performance bonuses, wellness programs, and other perks tailored to enhance job satisfaction and engagement.

The initial compensation for this position is set at $104,000 annually.

Every six months, eligible employees receive a share of the company’s profits, providing an additional financial incentive based on performance. Participation in this program is contingent upon meeting predefined criteria, which may include tenure, job level, and overall company success. The allocation of funds is determined by a structured formula that considers individual contributions, ensuring fairness and alignment with organizational goals.

HMO

Available work schedule ranges from 11:00 AM to 6:00 PM, offering employees the flexibility to align their professional commitments with personal obligations.

Conduct an annual performance evaluation to assess contributions, identify development opportunities, and set goals aligned with organizational objectives.

A compensation adjustment will be evaluated in accordance with individual performance metrics.

Interested and qualified applicants are encouraged to submit their résumé via email to career@entourageloans.com or career.entourageint@gmail.com, ensuring the position title and location are clearly stated in the subject line—for example, “CREDIT OFFICER/MONICA.”

Qualifications

BA/BSc/HND , NCE , OND

Experience Required

0 - 3 years

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