We are seeking a dynamic professional to join our team in this critical position, which offers an opportunity to leverage your expertise in [specific field/industry, if applicable] while contributing to [company name]’s strategic objectives. The ideal candidate will possess a proven track record of [key skill or experience, e.g., “achieving measurable results in project management”] and demonstrate a strong aptitude for [another key skill or responsibility]. Mastery of [specific tool, software, or methodology] is essential, along with the ability to [specific task, e.g., “analyze data and generate actionable insights”]. Collaboration and communication skills are paramount, as this role requires frequent engagement with cross-functional teams to [specific goal, e.g., “drive process improvements”].
This position involves [specific responsibility, e.g., “overseeing the implementation of new systems”], ensuring adherence to [relevant standard or guideline, if applicable], and maintaining meticulous attention to detail in [specific task]. The successful candidate will be adept at [additional skill, e.g., “adapting to evolving priorities”] and will play a pivotal role in [specific outcome or contribution, e.g., “enhancing operational efficiency across departments”].
A minimum of [X years] of experience in [relevant field or role] is required, along with [specific qualification or credential, if applicable]. Proficiency in [specific software, tool, or industry knowledge] is a must, and candidates should exhibit a commitment to [specific value or principle, e.g., “continuous learning and innovation”]. This role is well-suited for a self-motivated individual who thrives in a fast-paced environment and is eager to make a meaningful impact.
The Fund Transfer Officer plays a pivotal role in upholding operational integrity and ensuring outstanding settlement performance for Sage Grey Finance Limited. In this capacity, the position entails meticulously executing, overseeing, and reconciling domestic and international fund transfers, payment directives, and liquidity adjustments within the company’s banking and transaction infrastructure.
The position is centered on delivering expert payment operations support, ensuring rigorous risk management, maintaining strict compliance with regulations, and upholding operational reliability for both internal finance departments and external banking collaborators.
The position demands more than standard payment handling, necessitating a deep comprehension of transaction frameworks, seamless collaboration with treasury and compliance departments, and the consistent reinforcement of Sage Grey Finance Limited’s reputation as a dependable, secure, and operationally rigorous entity throughout every settlement engagement.
The preferred candidate should possess relevant experience in payment operations, treasury processing, or banking operations, complemented by a solid grasp of SWIFT messaging, AML/CFT screening protocols, and a proven capability to handle high-volume, time-sensitive fund transfers with precision to strengthen the organization’s transaction execution reliability and stakeholder confidence.
Oversee a range of essential duties, including the supervision of daily activities, ensuring compliance with established policies and procedures, preparing comprehensive reports, and maintaining accurate documentation. Collaborate with cross-functional teams to drive project execution, address operational challenges, and optimize workflows for enhanced efficiency. Actively participate in strategic planning sessions, contributing insights to shape long-term objectives and foster continuous improvement. Monitor performance metrics to identify trends, mitigate risks, and implement corrective actions as needed. Ensure adherence to quality standards and regulatory requirements while promoting a culture of accountability and collaboration within the team.
The Fund Transfer Officer will oversee a range of duties, including but not limited to the following responsibilities:
Ensures the accurate and timely execution and settlement of fund transfers, maintaining strict adherence to regulatory standards and internal policies to mitigate operational risks and enhance financial integrity.
Handle domestic and international fund transfers on a daily basis, utilizing SWIFT MT103/MT202, local ACH systems, real-time payment networks, and online banking channels.
Confirm the accuracy of payment instructions by cross-referencing them with invoices, disbursement memos, facility letters, or client authorizations prior to final submission.
Ensure that all transfers adhere to established approval workflows, value dating regulations, and available balance verification procedures.
Diligently track both outgoing and incoming payments, promptly identifying any delays, rejections, or discrepancies to report to the supervisor.
Maintain precise documentation of all transfer instructions, approvals, and transaction references.
Conduct comprehensive compliance and anti-money laundering/combating the financing of terrorism (AML/CFT) checks to ensure adherence to regulatory standards and mitigate financial crime risks.
Review all fund transfer instructions to ensure they do not match entries in internal watch lists, sanctions lists, or prohibited entity registers prior to processing.
Immediately notify the Compliance Officer or Team Lead of any transactions that appear suspicious, do not match expected patterns, or pose a high risk.
Verify that all beneficiary and sender information is fully complete, accurate, and fully compliant with applicable regulatory standards.
Maintain meticulous, audit-ready documentation of screening results, approvals, and any justifications for overrides.
Bank Portal & System Management: Oversee the secure, efficient operation of banking platforms and integrated systems, ensuring seamless functionality for internal and external users. Implement and maintain robust security protocols, perform regular system updates, and troubleshoot technical issues to minimize downtime. Collaborate with IT teams to optimize performance, enhance user experience, and align with organizational goals. Monitor system health, conduct risk assessments, and ensure compliance with regulatory standards. Additionally, provide training and support to staff on system usage and best practices.
Utilize banking portals, treasury systems, or core banking applications to execute and approve transfers within authorized limits.
Validate and ensure the accuracy of counterparty bank information, including SWIFT/BIC codes, IBAN, intermediary bank routing details, and local clearing codes, while maintaining their ongoing integrity.
Troubleshoot common portal issues, including failed login attempts, session timeouts, and file upload errors, and escalate any unresolved issues to IT or bank support as necessary.
Reconciliation and record maintenance involve ensuring accuracy and consistency in financial data through systematic verification and documentation of transactions.
Review daily outgoing transfers in comparison with bank statements, transaction reports, and internal ledgers to ensure accuracy and alignment.
Prepare end-of-day transfer logs, documenting the total processed value, transaction count, incurred fees, and any pending items.
Support the finance and treasury departments in analyzing unreconciled, aged, or returned transactions to identify discrepancies and resolve outstanding issues.
Maintain digital files for all transfer instructions, approvals, and bank confirmations in an organized and easily accessible manner.
You will be responsible for managing reporting duties and ensuring timely escalation of issues as needed. This role requires the ability to compile and analyze data, prepare accurate reports, and promptly notify relevant stakeholders of critical updates or concerns.
Prepare daily, weekly, and monthly activity reports for the Team Lead or Treasury Manager, emphasizing processing volumes, exceptions, and rejected transfers.
Promptly notify senior officers of any system errors, limit breaches, or compliance flags that arise.
Identify and communicate operational gaps or recurring issues to facilitate ongoing enhancements.
Seeking a candidate with a minimum of three years of relevant professional experience, preferably in a similar role or industry. A bachelor’s degree in a related field is required, although advanced degrees or certifications may be advantageous. Proficiency in industry-specific software and tools is essential, along with strong analytical and problem-solving skills. Excellent communication and teamwork abilities are also necessary to collaborate effectively with colleagues and stakeholders. Prior experience managing complex projects or leading teams is highly preferred.
A Bachelor’s Degree or higher in finance, accounting, banking and finance, economics, business administration, or a comparable field is required.
Experienced professionals with a minimum of two to four years in payment operations, fund transfer processing, treasury operations, or settlement functions are sought. Ideal candidates should have gained this expertise within a banking institution, financial services company, or corporate treasury division.
Proven expertise in handling SWIFT payment transactions, local clearing mechanisms, and digital banking platforms is required.
Proficient understanding of Anti-Money Laundering (AML) and Counter-Terrorism Financing (CFT) regulations governing payment screening processes, as well as sanctions list verification protocols, is essential.
Demonstrates strong proficiency in Microsoft Excel, including the ability to perform reconciliations, apply basic formulas, and utilize sorting and filtering functions. Additionally, capable of preparing payment files accurately and efficiently.
Qualified and enthusiastic applicants are encouraged to submit their curriculum vitae by emailing careers@sage-grey.com, ensuring the job title is clearly stated in the subject line.
Qualifications
BA/BSc/HND
Experience Required
2 - 4 years
