We are seeking a highly motivated professional to join our team as [Job Title], responsible for [core responsibilities, e.g., “developing innovative marketing strategies, managing cross-functional projects, and driving business growth”]. The ideal candidate will possess a [required degree, e.g., “Bachelor’s degree in Business Administration, Marketing, or a related field”] along with [X years, e.g., “5+ years of experience”] in [industry/role, e.g., “digital marketing, project management, or sales”]. Proficiency in [specific tools/software, e.g., “Google Analytics, CRM systems, and Microsoft Office Suite”] is essential, along with strong [key skills, e.g., “analytical, communication, and problem-solving abilities”]. The successful applicant will collaborate with [departments/teams, e.g., “marketing, sales, and executive leadership”] to [achieve goals, e.g., “optimize customer engagement and increase revenue”]. Key responsibilities include [detailed tasks, e.g., “conducting market research, overseeing campaign execution, and analyzing performance metrics to refine strategies”].
The CRMS Officer will oversee the administration, monitoring, and regulatory reporting of all facilities within the Central Bank of Nigeria Credit Risk Management System (CONFIRMS). This position ensures the precise processing of CRMS references, the timely submission of regulatory updates, adherence to CBN directives, and the efficient management of reporting obligations tied to the Bank’s credit portfolio.
The position enhances the Bank’s credit risk governance framework by delivering precise portfolio reporting, maintaining data integrity, and engaging with regulators, all while ensuring adherence to the CBN CRMS and Global Standing Instruction (GSI) framework.
Oversee a range of critical duties, including the development and implementation of strategic initiatives to enhance operational efficiency and productivity. Lead cross-functional teams to ensure alignment with organizational goals, fostering collaboration and clear communication throughout all projects. Monitor performance metrics to identify trends, address inefficiencies, and drive continuous improvement. Serve as the primary point of contact for stakeholders, providing updates, resolving issues, and maintaining strong relationships. Additionally, allocate resources effectively to meet project deadlines while adhering to budget constraints, and ensure compliance with industry regulations and company policies.
Prepare and manage CONFIRMS reference codes in accordance with the approval of new credit facilities.
Oversee the renewal and extension processes for CRMS references pertaining to both existing and active credit facilities.
Revise outstanding balances and finalize the settlement of existing facilities using the CONFIRMS platform.
We oversee and track restructuring requests for both approved and existing credit facilities through the CRMS platform.
Initiate and oversee the execution of Global Standing Instruction (GSI) procedures for facilities in default exceeding 90 days within relevant loan portfolios.
Compile and transmit month-end reports for Bonds, Securities, and loan accounts to the CBN through the CRMS platform.
Ensure the precision and thoroughness of CRM regulatory submissions and portfolio updates.
Ensure adherence to CBN CRMS guidelines, regulatory deadlines, and internal credit administration protocols at all times.
Collaborate with Credit Administration, Operations, IT, and other relevant stakeholders to address and resolve issues and exceptions related to the Credit Risk Management System (CRMS).
Maintain accurate documentation and comprehensive audit trails for all CRM-related processing activities and regulatory communications.
The role involves aligning CRMS records with the bank’s core banking system and internal credit documentation to ensure accuracy and consistency.
Prepare and deliver regular CRMS portfolio reports, along with regulatory updates, to management and designated committees.
Elevate unresolved exceptions, validation discrepancies, and data integrity concerns for immediate attention and resolution.
Provide assistance with regulatory examinations, audits, and supervisory engagements concerning Customer Risk Management (CRMS) and Global Sanctions Investigations (GSI) activities.
Candidates must meet the following qualifications: a minimum of five years of relevant experience in a comparable role, proficiency in industry-standard software tools, and strong analytical skills. A bachelor’s degree in a related field is required, though an advanced degree is strongly preferred. Excellent communication abilities, both written and verbal, are essential for collaborating with cross-functional teams and stakeholders. Additionally, applicants should demonstrate a proven track record in project management and the ability to work independently under tight deadlines.
A bachelor’s degree in Accounting, Economics, Statistics, Mathematics, Finance, or a related quantitative field is required.
A minimum of three years of relevant professional experience in credit administration, regulatory reporting, or credit risk management is required.
Proficiency in utilizing the CBN Credit Risk Management System (CRMS) and implementing the Global Standing Instruction (GSI) framework is required.
Experienced in executing CRMS processes, performing validations, and ensuring compliance with regulatory reporting standards.
Demonstrates strong expertise in operating CRMS Report Converter and CBN CRMS Validator tools proficiently.
A solid grasp of banking operations, loan lifecycle management, and applicable regulatory compliance standards is essential.
Demonstrates exceptional proficiency in analytical reasoning, reconciliation processes, and problem-solving methodologies.
Strong interpersonal and stakeholder engagement abilities are essential.
Maintaining an exceptional standard of precision, ethical conduct, and meticulous focus is essential.
Qualifications
BA/BSc/HND
Experience Required
3 years
