ENTOURAGE INTEGRATED TRUST LIMITED is seeking a CREDIT OFFICER to evaluate clients’ creditworthiness and manage loan processing documentation within BENIN, EDO STATE.
NEW BENIN is seeking a highly motivated, detail-oriented individual to join our team as a [Job Title]. The ideal candidate will possess a [required degree/certification] and a minimum of [X] years of experience in [relevant field]. Proficiency in [specific software/tools] and strong analytical skills are essential for success in this role. Key responsibilities include [list major duties, e.g., managing projects, analyzing data, developing strategies], along with collaborating across departments to drive innovation and efficiency. Excellent communication and problem-solving abilities are required, as well as the capacity to work independently and meet tight deadlines. Applicants must demonstrate a track record of [specific achievements or qualifications, if applicable] and a commitment to continuous learning and professional growth.
RINGROAD
THIRD
The Upper Mission Extension project involves expanding critical infrastructure to support growing community needs, ensuring enhanced accessibility and service delivery. With a focus on sustainability and innovation, the initiative aims to integrate modern technologies while maintaining operational efficiency. Key responsibilities include overseeing construction phases, coordinating with stakeholders, and adhering to strict safety and regulatory standards. Candidates must possess a minimum of five years of experience in civil engineering, project management, or a related field, along with proficiency in industry-specific software and tools. Strong leadership, problem-solving abilities, and a commitment to delivering high-quality outcomes are essential for success in this role.
UGBOWO
Credit officers are tasked with compiling loan applications, analyzing clients’ financial data, and determining risk ratios. Proficiency in lending protocols and prior customer service exposure are essential for excelling in this position.
Your role will involve facilitating clients’ timely loan acquisition by meticulously ensuring all stipulated requirements are fulfilled.
Duties involve overseeing daily operations to ensure efficiency, coordinating team activities, and implementing processes that enhance productivity. Additionally, the role requires monitoring performance metrics to identify areas for improvement, resolving operational challenges promptly, and ensuring compliance with company policies and industry regulations. Collaborating with other departments to align goals and facilitating communication across teams are essential aspects of the position. The individual will also be responsible for maintaining accurate records, preparing detailed reports for management review, and supporting strategic initiatives through data-driven decision-making. Strong leadership and organizational skills are necessary to guide the team toward achieving established targets and fostering a culture of continuous improvement.
Evaluate loan applications to assess borrower eligibility and suitability for funding, ensuring compliance with established lending criteria and regulatory standards. Analyze financial documentation, credit histories, and collateral details to determine the viability of each request. Verify the accuracy of submitted information and identify any discrepancies or risks that may impact repayment capacity. Collaborate with underwriters and stakeholders to gather additional data or clarify concerns as needed. Prepare detailed reports outlining findings, recommendations, and any conditions for approval or denial. Present these assessments to decision-makers while maintaining objectivity and adherence to institutional policies.
Evaluate clients’ financial positions to determine their overall health and stability.
Assess the financial reliability and potential risks associated with applicants or transactions.
You will engage with clients to obtain necessary financial information and supporting documents. This involves initiating and maintaining communication to ensure all required data is collected accurately and efficiently.
The incumbent is tasked with conducting thorough risk assessments and making informed decisions to either authorize or decline loan applications based on established criteria.
Design and implement structured payment arrangements tailored to customer needs and financial capabilities. Establish clear terms, schedules, and conditions for repayment while ensuring compliance with organizational policies and regulatory standards. Facilitate seamless communication between stakeholders to resolve discrepancies, address inquiries, and maintain accurate records of all transactions and agreements.
Updated records of loan applications must be maintained diligently to ensure accuracy and compliance with established protocols. This involves systematically documenting each application, tracking its progress, and updating relevant details as necessary to reflect the most current status at all times.
We proactively contact clients to discuss the renewal of their loans, ensuring timely and comprehensive follow-up to address any questions or concerns they may have.
Track the ongoing status and performance of current loan portfolios to ensure timely repayments and adherence to agreed-upon terms, identifying any potential risks or deviations that may require intervention.
Collect repayments on a daily and weekly basis to ensure timely financial settlements.
The ideal candidate must possess a bachelor’s degree in a relevant field, along with at least three years of professional experience in a similar role. Proficiency in Microsoft Office Suite, particularly Excel, is essential, as is the ability to manage multiple priorities in a fast-paced environment. Strong analytical and problem-solving skills are required, along with excellent written and verbal communication abilities. Familiarity with project management software and CRM systems is a plus. The position demands a high level of organization, attention to detail, and the capacity to work both independently and collaboratively within a team.
With a track record of success in credit analysis, loan underwriting, or comparable financial assessment positions, candidates must demonstrate relevant experience.
Skilled in the practical application of lending processes and financial products, with direct experience in their implementation and management.
Capable of developing and managing detailed financial spreadsheets with precision and efficiency.
Exceptional capacity for analyzing complex information with precision and insight. Demonstrates a keen ability to dissect intricate concepts, identify key patterns, and derive meaningful conclusions from data. Proficient in evaluating multiple variables to support informed decision-making and strategic problem-solving. Applicants should showcase their analytical prowess through prior experiences or relevant methodologies.
Seasoned professionals with exceptional verbal and written communication proficiencies, paired with strong interpersonal capabilities, are essential for this role. The ideal candidate must demonstrate a keen ability to engage effectively with diverse stakeholders, fostering clear and constructive dialogue. Proficiency in active listening and empathy further enhances collaboration and relationship-building within dynamic team environments.
Our ideal candidate will possess a proven background in customer service, demonstrating the ability to address inquiries with professionalism and efficiency. You will handle customer interactions through various channels, including phone, email, and live chat, ensuring timely and accurate responses. Your role will involve resolving issues, providing product or service information, and maintaining a high level of customer satisfaction. Strong communication skills and a patient, empathetic approach are essential to excel in this position.
A bachelor’s degree in Banking and Finance, Economics, or a closely related discipline is required, with credentials such as NCE, OND, HND, or B.Sc.
The following benefits are provided: a competitive salary commensurate with experience, comprehensive health insurance including medical, dental, and vision coverage, a retirement savings plan with company matching contributions, paid time off including vacation, holidays, and sick leave, professional development opportunities such as tuition reimbursement and conference attendance, flexible work arrangements including remote options where applicable, and access to wellness programs to support overall well-being. Additional perks may include employee discounts, wellness incentives, and a supportive work environment fostering growth and collaboration.
The position offers an initial salary of $104,000, providing a strong foundation for professional growth and financial stability. This compensation reflects the role’s responsibilities, expertise requirements, and the value it brings to the organization. The salary is subject to periodic reviews to ensure alignment with market standards and individual performance. Benefits and incentives may also be available, further enhancing the total rewards package.
We offer a monthly performance-based bonus to encourage and reward employees who consistently meet or exceed their targets. To qualify, candidates must demonstrate a strong ability to achieve measurable results and maintain high productivity levels. Responsibilities include tracking progress, analyzing performance metrics, and ensuring alignment with company goals. Eligible employees will receive additional compensation based on their contributions to the organization’s success.
Seeking a skilled professional to oversee and administer pension fund operations, ensuring compliance with regulatory standards and optimal financial performance. This role requires extensive experience in pension fund management, including asset allocation, risk assessment, and benefit administration. Key responsibilities involve developing and implementing investment strategies, conducting financial analysis, and maintaining accurate records of fund activities. The ideal candidate will possess strong analytical skills, proficiency in financial software, and a deep understanding of pension regulations and market trends. Additionally, the position demands excellent communication abilities to liaise with stakeholders, trustees, and regulatory bodies while providing clear reports and recommendations.
Every six months, eligible employees participate in a profit-sharing program that distributes a portion of the company’s earnings, fostering a direct connection between individual contributions and financial rewards. To qualify, staff members must meet specific performance benchmarks and maintain active employment status at the time of payout. This initiative aims to enhance employee motivation, reinforce teamwork, and align personal success with organizational growth by providing a tangible benefit tied to overall profitability.
HMO
Flexible working hour 11am – 6pm
Yearly appraisal
A salary adjustment will be determined by individual performance evaluations, with adjustments made in accordance with company policies and the employee’s contributions to the organization.
Qualified and motivated applicants are encouraged to submit their resumes via email to career@entourageloans.com or career.entourageint@gmail.com, ensuring the subject line clearly indicates both the position title and location—such as “CREDIT OFFICER / NEW BENIN” for easy identification.
Qualifications
BA/BSc/HND , NCE , OND
Experience Required
0 - 3 years
