JOB DESCRIPTION
To foster and uphold a robust compliance culture that drives voluntary adherence to regulatory and operational standards within branch processes and activities, with a focus on implementing essential customer onboarding compliance requirements.
To oversee compliance activities across branches within the designated coverage area, identifying the underlying causes of noncompliance and collaborating on corrective measures to drive improvement.
As the resident compliance advisor and risk officer, you will cultivate strong, collaborative partnerships with business stakeholders across branch offices while ensuring adherence to regulatory standards and mitigating potential risks.
Fostering a culture of self-driven adherence and proactive compliance within the branch.
Minimize infractions
The position entails executing a range of duties and responsibilities, including but not limited to managing daily operations, overseeing project execution, and ensuring adherence to company policies and industry regulations. Key responsibilities involve collaborating with cross-functional teams to drive strategic initiatives, analyzing performance metrics to identify areas for improvement, and implementing solutions to enhance operational efficiency. Additionally, the role requires maintaining accurate records, preparing comprehensive reports for senior leadership, and fostering a culture of continuous improvement within the team. Strong organizational, communication, and problem-solving skills are essential, along with a proven ability to multitask in a fast-paced environment. Proficiency in relevant software tools and a minimum of three years of experience in a related field are also required.
Develop and execute the Compliance Monitoring calendar to ensure full coverage of designated areas.
Offering compliance advisory services to business units and operational teams across designated branches.
Responsible for organizing and implementing Know Your Customer (KYC), Anti-Money Laundering (AML), and Counter-Financing of Terrorism (CFT) training programs, as well as fostering compliance awareness at the branch level.
Conducting transaction monitoring within the FCC-ECM anti-money laundering module, identifying and escalating suspicious transactions for additional evaluation and regulatory reporting.
Performing on-site audits and evaluations throughout the Branch to gauge the extent of adherence to voluntary compliance standards.
Conducting routine evaluations of branch operations to identify compliance risks and devising corrective action strategies to address identified issues.
Monitor compliance implementation at branch level, overseeing the execution of corrective actions and promptly elevating unresolved issues to the Branch Management team and the Head of Compliance Monitoring and Reporting, utilizing the support of Zonal Compliance Officers (Zoos) and Area Compliance Coordinators (Acts).
Quarterly on-site inspections are conducted at bank agents’ locations to ensure adherence to anti-money laundering (AML) and combating the financing of terrorism (CFT) regulatory obligations.
Periodically conduct branch visits to ensure compliance with Know Your Customer (KYC) regulations.
Conducting systematic assessments of significant cash transactions is essential to verify their consistency with customer profiles, identify irregular cash deposits, and promptly report suspicious activities in accordance with Anti-Money Laundering (AML) and Counter-Financing of Terrorism (CFT) regulations, as well as internal protocols.
The process involves verifying the completeness and accuracy of Know Your Customer (KYC) documentation for customer accounts and subsequently issuing KYC certificates specifically for loan-related transactions.
Conduct thorough reviews of customer accounts to verify the completeness and accuracy of Know Your Customer (KYC) information, ensuring compliance with regulatory standards. Subsequently, prepare and issue official KYC certificates to facilitate limit enhancement requests, maintaining meticulous documentation throughout the process.
Ensuring the onboarding of all Identified Politically Exposed Persons (PEP) accounts adheres to proper PEP protocols.
Responsibilities include overseeing the timely completion of regularization for all high-risk accounts that have KYC exceptions.
Promptly escalating all detected suspicious activities observed during transaction monitoring for immediate reporting to the Nigerian Financial Intelligence Unit (FIU).
Responsible for addressing and resolving inquiries as well as approval requests related to all compliance matters that require the attention of the ACO.
To guarantee the attainment of monthly targeted branch reviews for all branches within the assigned Cluster.
The successful candidate will be responsible for overseeing the completion of the annual thematic review of all high-risk accounts, ensuring thorough evaluation and alignment with organizational standards.
To oversee the timely completion and submission of quarterly branch compliance certificates, ensuring all branches adhere to established regulatory standards and internal policies.
Periodically conducting comprehensive reviews of digitally opened accounts is essential to verify adherence to all applicable regulatory provisions.
Managing incoming requests from Law Enforcement Agencies (Leas) to ensure prompt and compliant responses.
– Bachelor’s degree in Mathematics, Statistics, Economics, or related quantitative field required.
– 3+ years’ experience analyzing large datasets using tools such as SQL, Python, or R.
– Proven track record in developing predictive models and performing statistical analysis.
– Strong problem-solving skills and ability to translate business questions into analytical frameworks.
– Exceptional communication skills, with proven experience presenting insights to non-technical stakeholders.
– Proficiency in data visualization tools such as Tableau, Power BI, or similar.
– Experience with data engineering processes, including ETL and data pipeline development, is a plus.
– Familiarity with machine learning techniques and frameworks (e.g., TensorFlow, scikit-learn).
– Experience working in cloud environments (AWS, Azure, or GCP) is preferred.
– Knowledge of version control systems (Git) and collaborative development practices.
– Ability to lead analytical projects from scoping to deployment.
Education
A bachelor’s degree (or equivalent qualification) in Law, Banking & Finance, or a related field, along with an approved compliance certification, is required.
Experience
With a minimum of six years of professional experience in compliance or a related field within the financial services sector, candidates should possess a solid foundation in regulatory standards and operational practices.
With a proven track record in both the execution and advisory roles of compliance programs, you will bring valuable expertise to ensure alignment with regulatory standards and internal policies.
The essential competencies required for this role include proficiency in strategic planning, analytical thinking, and exceptional interpersonal skills. Candidates must demonstrate a strong ability to lead cross-functional teams, manage complex projects, and deliver measurable results in fast-paced environments. Additionally, the ideal applicant will possess advanced problem-solving capabilities, a results-driven mindset, and the capacity to adapt to evolving business priorities. Experience in [specific industry, if applicable] and a track record of success in similar positions are highly preferred.
A strong proficiency in industry-relevant knowledge and expertise is required, along with a solid understanding of key concepts, processes, and best practices. Familiarity with applicable regulations, standards, and compliance requirements is essential to ensure accurate and effective performance. Additionally, the ability to apply this knowledge in practical scenarios to drive results and solve complex problems is expected.
A comprehensive understanding of banking frameworks, regulatory policies, and operational procedures is essential.
With a comprehensive understanding of the industry landscape, you will bring valuable insights and expertise to our organization. Your familiarity with current trends, key players, and emerging opportunities will enable you to contribute effectively to strategic initiatives and drive informed decision-making. Whether analyzing market dynamics, evaluating competitive positioning, or assessing regulatory impacts, your industry knowledge will play a pivotal role in shaping our business strategies and maintaining a competitive edge in the marketplace.
Banking Operations professionals oversee the daily functions of financial transactions, ensuring accuracy, efficiency, and compliance with regulatory standards. This role involves processing deposits, withdrawals, and loan applications, as well as reconciling accounts and managing customer inquiries. Strong analytical skills, attention to detail, and proficiency in banking software are essential, along with a solid understanding of financial regulations. Additionally, these specialists collaborate with other departments to resolve discrepancies and support seamless operational workflows.
We are seeking a skilled professional to maintain and enhance our banking systems infrastructure, ensuring seamless operations and robust security. The ideal candidate will possess extensive experience with core banking platforms, transaction processing systems, and regulatory compliance frameworks. Responsibilities include overseeing system upgrades, troubleshooting technical issues, and implementing cybersecurity measures to protect sensitive financial data. Additionally, the role requires strong analytical abilities, meticulous attention to detail, and the capacity to collaborate effectively with cross-functional teams. Proficiency in banking software, IT governance, and risk management is essential, along with a commitment to staying current with industry advancements and emerging technologies.
We ensure strict adherence to all applicable legal and regulatory frameworks throughout our operations. This role demands a comprehensive understanding of relevant laws, statutes, and industry-specific regulations to guide decision-making and mitigate compliance risks. Candidates must demonstrate expertise in interpreting and applying these requirements effectively. Responsibilities include monitoring changes in the regulatory landscape, advising stakeholders on compliance obligations, and implementing policies to uphold organizational integrity.
The Central Bank of Nigeria (CBN) mandates adherence to established guidelines governing financial operations and regulatory compliance. These directives cover a range of activities, including monetary policy implementation, banking sector oversight, and risk management protocols. Institutions and professionals operating within Nigeria’s financial ecosystem are required to comply with these standards to ensure stability, transparency, and consumer protection. Failure to comply may result in penalties, sanctions, or other corrective measures as stipulated by the CBN.
We are seeking a candidate with a robust skill set and a proven track record of competencies aligned with the role’s requirements. The ideal applicant will demonstrate proficiency in key areas, including [specific skills, e.g., project management, analytical thinking, or technical expertise], alongside exceptional problem-solving abilities. Strong communication and teamwork skills are essential, as the position involves collaboration across departments and stakeholder engagement. Additionally, the role demands adaptability, attention to detail, and a commitment to continuous professional development. Experience in [relevant industry or field] is preferred, though motivated individuals with transferable skills are encouraged to apply. Proficiency in [specific tools, software, or methodologies] is a requirement, and prior leadership or project execution experience will be advantageous.
Demonstrated ability to collaborate effectively with colleagues, clients, and stakeholders, fostering positive working relationships and resolving conflicts constructively. Proven capacity to communicate clearly and empathetically, adapting messaging to suit diverse audiences and situations.
Individuals in this role must possess a foundational grasp of IT principles coupled with a working knowledge of computer systems, including hardware and software components. Familiarity with operating systems, such as Windows, macOS, or Linux, is essential, and problem-solving skills are required to address technical challenges. Strong communication abilities are also necessary to explain technical concepts to non-technical stakeholders. Responsibilities include maintaining IT assets, assisting with troubleshooting, and supporting end-user needs. Candidates should demonstrate adaptability to evolving technologies and a commitment to continuous learning.
Proficient in both written and verbal communication skills.
Self-driven, proactive professionals with sound business acumen are required for this role. Candidates must demonstrate initiative in identifying and resolving issues independently while maintaining a strong understanding of the operational landscape.
Attention to detail is essential, requiring meticulous verification of information, data, and processes to ensure accuracy and consistency. Candidates must demonstrate a strong ability to identify discrepancies, maintain precision in documentation, and adhere to established standards. This role demands thoroughness in reviewing outputs, cross-checking facts, and executing tasks with a high degree of care to prevent errors and uphold quality.
Maintaining the highest standards of ethical conduct and professionalism, we seek an individual who demonstrates unwavering honesty, transparency, and accountability in all aspects of their work. The ideal candidate will uphold moral principles, adhere to company policies, and ensure compliance with legal and regulatory requirements. This role demands a commitment to truthfulness in communication, decision-making, and interactions with colleagues, stakeholders, and clients. The position requires the ability to navigate complex situations with integrity while maintaining the trust and confidence of the organization and its partners.
We excel at navigating intricate challenges and ensuring seamless operations amidst multifaceted scenarios. This role demands the ability to assess and prioritize competing priorities, mitigate risks, and streamline processes to maintain efficiency and productivity. A keen eye for detail and a methodical approach are essential to identify inefficiencies and implement strategic solutions. Strong analytical skills and adaptability are required to handle dynamic environments and evolving requirements.
Develops and nurtures talent while fostering growth-oriented environments that empower individuals to reach their full potential. Identifies skill gaps and implements targeted development strategies to enhance team capabilities. Cultivates high-performing teams through mentorship, coaching, and constructive feedback. Collaborates with leadership to align employee growth with organizational objectives. Drives engagement by creating opportunities for continuous learning and career progression. Ensures development initiatives support both personal and professional advancement.
Exceptional proficiency in delivering presentations and conducting training sessions is required.
Qualifications
BA/BSc/HND
Experience Required
6 years
