Confidence Bank seeks a Deposit Mobilization Agent to spearhead target sales initiatives and expand the bank’s liability portfolio. The successful candidate will be responsible for onboarding new retail and SME depositors, nurturing existing client relationships, and fostering a savings-centric culture to ensure liquidity for micro-loans.
You’ll drive growth in our deposit portfolio by acquiring new clients, nurturing existing relationships, and implementing strategic deposit initiatives. This position suits professionals with a robust background in financial services and a proven ability to cultivate client relationships or mobilize deposits.
Oversee and execute a range of strategic initiatives to drive organizational growth and operational excellence, ensuring alignment with business objectives and industry best practices. Develop, implement, and monitor comprehensive action plans to optimize workflows, enhance productivity, and maintain high performance standards across teams. Collaborate closely with cross-functional departments to identify opportunities for innovation, streamline processes, and foster a culture of continuous improvement. Lead and mentor teams to achieve key performance indicators while upholding accountability and delivering measurable results. Analyze market trends, competitive landscapes, and internal data to inform decision-making and support long-term strategic planning. Ensure compliance with relevant policies, regulations, and ethical standards while maintaining robust risk management and governance frameworks.
Identify and acquire new retail clients, micro, small, and medium-sized enterprises (MSMEs), cooperatives, and high-net-worth individuals by conducting field visits and expanding professional networks.
Prospect and secure new clients by promoting savings accounts, current accounts, and fixed or term deposits, ensuring monthly sales objectives are consistently achieved.
Act as the main liaison for depositors and guarantee that funds remain invested until they reach maturity.
Educate unbanked and underbanked individuals about the advantages and safety of formal micro-banking solutions, fostering trust and awareness in accessible financial services.
Ensure full compliance with Know Your Customer (KYC) regulatory requirements throughout the onboarding process.
Monitor and document lead progression, conversion metrics, and deposit volumes, then compile and submit comprehensive sales reports to the Spline Manager on a daily or weekly basis.
Proficient communication abilities, both written and verbal, are essential for this role. Candidates must demonstrate strong organizational skills alongside meticulous attention to detail. Proficiency in [specific software/tools] is required, along with the capability to manage multiple tasks efficiently under tight deadlines. A minimum of [X] years of experience in [relevant field] is necessary. The ideal applicant will exhibit problem-solving acumen and adaptability in dynamic environments. Collaborative teamwork and the capacity to work autonomously are equally important.
A bachelor’s degree or Higher National Diploma (HND) in Business Administration, Marketing, Economics, or a closely related discipline is required.
Requires a minimum of one to three years of demonstrated expertise in marketing, sales, or relationship management within a microfinance bank, fintech, or commercial banking setting.
Outstanding ability to communicate clearly, persuade effectively, and negotiate skillfully.
Proven expertise in the local small and medium-sized enterprise (SME) landscape, coupled with established relationships with regional trade associations and cooperatives, is essential.
Highly qualified female candidates are strongly encouraged to apply for this position.
We are pleased to offer a comprehensive benefits package designed to support your personal and professional growth, as well as overall well-being. Eligible team members will enjoy health, dental, and vision insurance, complemented by a retirement savings plan with company contributions. Additionally, we provide generous paid time off, including vacation, holidays, and sick leave, to ensure a healthy work-life balance. Professional development opportunities, such as training programs and tuition reimbursement, are available to foster continuous learning. Our commitment to your success extends to flexible work arrangements and wellness initiatives tailored to your needs.
A base salary that is highly competitive, complemented by an appealing commission structure.
A collaborative team environment and well-defined career advancement opportunities.
Qualifications
BA/BSc/HND
Experience Required
1 - 3 years
