ENTOURAGE INTEGRATED TRUST LIMITED seeks a proficient CREDIT OFFICER to oversee client lending operations in ABEOKUTA, GUN STATE, by meticulously evaluating creditworthiness and meticulously handling all necessary documentation.
ASERO
OBANTOKO
SHOMORIN
ELEGA
IJAIYE
ITA OSHIN
ODO ERAN
The position of Credit Officer encompasses the preparation of loan applications, thorough assessment of clients’ financial data, and computation of risk ratios. Proficiency in lending protocols and prior experience in customer service are essential qualifications for this role.
Ultimately, your role will involve facilitating clients in securing loans promptly while guaranteeing adherence to all stipulated requirements.
Oversee daily operations while ensuring alignment with organizational objectives and compliance standards, maintaining a focus on efficiency and productivity. Develop and implement strategies to optimize workflows, allocate resources effectively, and drive continuous improvement across departments. Collaborate with senior leadership to establish performance metrics, monitor progress, and address operational challenges proactively. Foster a culture of accountability, professional development, and teamwork among staff members. Prepare comprehensive reports on key performance indicators, financial performance, and strategic initiatives for executive review. Ensure adherence to industry regulations, safety protocols, and best practices to mitigate risks and uphold organizational integrity.
Evaluate and analyze loan applications to determine eligibility and suitability for approval.
Evaluate clients’ financial circumstances comprehensively to gain a thorough understanding of their economic standing.
Assess the financial stability and potential risks associated with credit applications.
We will reach out to clients to collect essential financial data and supporting documentation, ensuring all necessary information is obtained efficiently and accurately.
Evaluates potential risks and makes final decisions to approve or decline loan applications.
Develop and implement structured payment arrangements to facilitate financial transactions.
Responsible for keeping loan application records up-to-date at all times.
Consistently reach out to clients regarding the renewal of their loans to ensure timely processing and maintain strong customer relationships.
Track the ongoing status and performance metrics of existing loans to ensure timely repayments and adherence to agreed-upon terms.
Collect repayments on a daily and weekly basis to ensure timely and accurate financial transactions.
We seek a highly qualified candidate with a proven track record in [specific field or role], supported by a minimum of [X years] of relevant experience. The ideal applicant must possess strong analytical and problem-solving abilities, exceptional communication skills, and the capacity to collaborate effectively within a team environment. Proficiency in [specific software, tools, or methodologies] is essential, along with a solid understanding of [industry standards, regulations, or technical principles]. Additionally, the role demands meticulous attention to detail, adaptability in dynamic settings, and a commitment to delivering high-quality results under tight deadlines. Candidates should hold a [degree or certification] in [relevant field] or an equivalent combination of education and experience.
With a demonstrated track record in credit analysis, loan origination, or a comparable position, you bring valuable hands-on experience to this role. Your background includes evaluating financial data, assessing creditworthiness, and facilitating lending decisions with precision and efficiency.
Proficiency in lending procedures and products through practical engagement is required.
Proficient in developing and managing financial spreadsheets with precision and efficiency.
Individuals must demonstrate a high level of proficiency in analytical reasoning, possessing the capacity to evaluate intricate data sets, identify key trends, and derive actionable insights. Analytical thinking should extend to problem-solving scenarios, where candidates are expected to assess challenges methodically, develop viable solutions, and implement strategies based on evidence-based conclusions.
Demonstrates exceptional proficiency in conveying ideas clearly and fostering productive working relationships.
We seek candidates with a proven track record in customer-facing roles, demonstrating strong interpersonal skills and a commitment to resolving inquiries efficiently. Proficiency in handling inquiries via phone, email, or chat platforms is essential, along with the ability to maintain composure under pressure. Prior experience in a fast-paced environment is preferred, where multitasking and attentiveness to detail are critical. Familiarity with customer service software and CRM systems is advantageous, ensuring seamless service delivery and accurate record-keeping.
A bachelor’s degree in Banking and Finance, Economics, or a closely related field, such as NCE, OND, or HND, is required.
BENEFITS:
Eligible employees enjoy a comprehensive benefits package designed to support their overall well-being. This includes a robust health insurance plan, generous retirement savings contributions from the company, paid time off for vacation and sick leave, and access to professional development opportunities. Additionally, employees benefit from flexible work arrangements, wellness programs, and various discounts on company products and services. The organization also provides life insurance coverage, tuition reimbursement, and employee assistance programs to foster a supportive and rewarding work environment.
The annual compensation for this position is $104,000.
We offer a competitive monthly incentive program designed to reward employees for exceptional performance and dedication. To participate, you must consistently meet your performance targets and adhere to company policies. Eligibility requires a minimum tenure of six months with the organization, and participants are evaluated based on productivity, teamwork, and overall contributions to the company’s success. Selected individuals will receive financial bonuses as well as recognition within the company. This program aims to motivate employees while aligning their efforts with the company’s strategic goals.
We are seeking a dedicated Pension Specialist to manage and administer pension plans with precision and expertise. The ideal candidate will possess a strong background in pension administration, ensuring compliance with regulatory requirements and accurate record-keeping. Responsibilities include processing contributions, calculating benefits, and providing clear guidance to participants regarding their pension options. Proficiency in pension software and strong analytical skills are essential, along with the ability to communicate complex financial information effectively. A commitment to maintaining the highest standards of accuracy and confidentiality is required.
Bi-annual profit-sharing programs are designed to distribute a portion of company earnings to eligible employees, fostering a culture of shared success and motivation. Participation typically requires meeting specific performance benchmarks, tenure requirements, or other qualifying criteria established by the organization. The distribution schedule ensures timely rewards aligned with financial performance, enhancing employee engagement and retention. Eligible individuals receive their share as a lump sum or through structured payments, depending on company policies. This initiative supports long-term commitment while aligning individual efforts with broader organizational goals.
HMO
A flexible work schedule is available from 11:00 AM to 6:00 PM.
Conduct an annual performance evaluation to assess employee contributions, identify areas for growth, and set objectives for the upcoming year. This process involves gathering feedback from supervisors, peers, and direct reports, as well as reviewing key performance indicators and project outcomes. Employees are expected to reflect on their achievements, challenges faced, and areas requiring further development. The appraisal will culminate in a structured discussion with management to align on goals, address concerns, and recognize accomplishments. A formal document summarizing these findings will be prepared and shared with the employee for reference.
Performance evaluations are conducted to determine salary adjustments, contingent upon individual achievements and contributions.
Interested and eligible applicants are encouraged to submit their CVs to career@entourageloans.com or career.entourageint@gmail.com, ensuring the email subject line includes both the position title and location, such as “CREDIT OFFICER/AERO.”
Qualifications
BA/BSc/HND , NCE , OND
Experience Required
0 - 3 years
