Job Summary
The Credit & Marketing Officer plays a pivotal role in advancing the Company’s Credit and Marketing/Portfolio expansion goals by identifying new clients, conducting thorough credit evaluations, and managing the Credit Portfolio with diligence. This position demands proactive business development initiatives, strong client relationship-building skills, and unwavering compliance with internal credit policies as well as regulatory mandates. The officer is tasked with driving revenue growth while ensuring that credit risk remains within acceptable thresholds.
Oversee and execute a range of critical duties essential to the role, ensuring alignment with organizational objectives and operational standards. Duties encompass managing workflows, coordinating team efforts, and maintaining adherence to established policies and procedures. The position demands a proactive approach to problem-solving, strong analytical capabilities, and meticulous attention to detail. Additionally, the role involves monitoring performance metrics, generating reports, and fostering collaboration across departments. Proficiency in data analysis tools, project management software, and communication platforms is required to support efficient operations.
We seek a skilled professional to oversee credit operations and marketing initiatives, ensuring financial stability and customer engagement. The ideal candidate will possess expertise in credit analysis, risk assessment, and strategic marketing to drive business growth. Responsibilities include evaluating creditworthiness, managing loan portfolios, and designing targeted marketing campaigns to enhance brand awareness. Proficiency in financial modeling, data analysis, and digital marketing tools is required. Strong communication and leadership skills are essential to collaborate with cross-functional teams and stakeholders. A bachelor’s degree in finance, marketing, or a related field is preferred, along with relevant certifications or experience.
We are seeking a dynamic Business Development professional to drive strategic growth initiatives, cultivate new market opportunities, and foster long-term client relationships. The ideal candidate will possess a proven track record of revenue generation, strong negotiation skills, and the ability to identify and capitalize on emerging business prospects. Responsibilities include prospecting potential clients, negotiating contracts, and collaborating with cross-functional teams to align business objectives. Requirements encompass a minimum of 5 years of relevant experience, exceptional communication skills, and proficiency in CRM tools. The role demands a results-driven mindset, adaptability to market changes, and a commitment to exceeding performance targets.
Conducts thorough evaluations of credit applications to assess borrower creditworthiness, analyzing financial statements, credit reports, and collateral details to determine risk levels and approve or reject loan requests based on established lending criteria.
Credit Portfolio Administration & Recovery professionals oversee the management, optimization, and recovery of financial assets within a lending institution’s portfolio. They ensure compliance with regulatory standards, assess risk exposure, and develop strategies to mitigate potential losses while maximizing returns. Responsibilities include monitoring delinquencies, coordinating with legal and collections teams, and implementing recovery actions for non-performing loans. A strong understanding of financial regulations, data analysis, and communication skills are essential, along with proficiency in financial software and reporting tools. Candidates should possess relevant experience in credit risk, loan servicing, or collections, supported by analytical and problem-solving abilities to drive efficient portfolio performance.
Ensures adherence to regulatory requirements and maintains accurate documentation in alignment with organizational policies and industry standards. Responsible for reviewing, organizing, and updating compliance-related records, as well as verifying that all documentation meets legal and procedural benchmarks. Collaborates with cross-functional teams to facilitate smooth audits and inspections, addressing any discrepancies promptly. Demonstrates strong attention to detail and a commitment to upholding compliance integrity across all operations.
Conducting monthly assessments of credit portfolios and generating comprehensive reports to ensure compliance with lending standards and regulatory requirements.
The ideal candidate must possess strong analytical skills and a deep understanding of financial markets. Proficiency in data analysis tools and software is essential, along with excellent written and verbal communication abilities. They should have a Bachelor’s degree in Finance, Economics, or a related field, and a minimum of three years of experience in financial analysis or a comparable role. Familiarity with regulatory compliance and risk management principles is highly desirable. The ability to work under tight deadlines while maintaining accuracy and attention to detail is crucial. Strong problem-solving skills and the capacity to interpret complex financial data are also required.
A Bachelor’s Degree or Higher National Diploma (HND) in Finance, Accounting, Banking, Economics, Business Administration, or a closely related discipline is required.
Professional certifications pertinent to the role, such as ICAN ATS, ARCA, or other finance-related credentials, will be considered an asset.
Seeking candidates with a proven track record of 2 to 3 years in Credit & Marketing, Sales, Microfinance, Commercial Banking, or Financial Services.
To qualify for this position, candidates must possess a National Youth Service Corps (NYC) completion certificate, demonstrating completion of the mandatory one-year national service program.
Demonstrates expertise in relevant technical domains, including software development, system architecture, or IT infrastructure. Proficient in programming languages, frameworks, and tools essential to the role. Analyzes complex technical challenges and devises efficient, scalable solutions. Maintains up-to-date knowledge of industry trends, emerging technologies, and best practices. Applies technical skills to design, implement, and optimize systems, ensuring alignment with business objectives. Collaborates with cross-functional teams to integrate technical solutions and address operational needs. Ensures adherence to security protocols, compliance standards, and performance benchmarks.
We are seeking a candidate who demonstrates a strong aptitude for essential professional skills and exhibits key behavioral competencies aligned with our organizational values. The ideal applicant will possess exceptional communication abilities, both written and verbal, enabling them to articulate ideas clearly and engage effectively with stakeholders. Problem-solving proficiency is crucial, as the role requires independent analysis of complex challenges to derive practical solutions. Proficiency in time management and organizational skills is also expected, ensuring timely completion of tasks amid competing priorities. Collaboration and teamwork are paramount, as the position demands seamless interaction with cross-functional teams to achieve shared objectives. Additionally, adaptability and a proactive mindset are valued traits to navigate evolving priorities and dynamic work environments successfully.
Qualifications
BA/BSc/HND , Professional Certificate
Experience Required
2 - 3 years
