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Home Jobs Lagos Commercial Loan Officer – Jo, IKEA, Shoji, Lagos Island, Eye & Keynoted

Commercial Loan Officer – Jo, IKEA, Shoji, Lagos Island, Eye & Keynoted

IBILE Microfinance Bank Limited  · Banking / Financial Services

Full Time Lagos
Lagos
Deadline: 9 September 2026
Posted June 10, 2026

The position involves responsibilities for overseeing key operational tasks, ensuring adherence to company policies, and fostering collaboration across departments. Candidates must demonstrate proficiency in relevant software, strong organizational skills, and the ability to meet deadlines efficiently. Additionally, the role requires effective communication, problem-solving capabilities, and a commitment to continuous improvement. Experience in a similar role, along with outstanding attention to detail and a proactive approach to challenges, is highly desirable. The ideal candidate will thrive in a dynamic work environment while contributing to the overall success of the team.

This is a full-time, on-site position for SME Loan Officers situated in Lagos State, Nigeria, with designated offices in Jo, IKEA, Shoji, Lagos Island, Eye, and Keynoted. In this role, you will develop and oversee a portfolio of SME loans, evaluate financial data for loan underwriting, and execute streamlined loan origination procedures. Furthermore, you will deliver exceptional customer service to clients and support the expansion of the bank’s SME sector through strategic business development initiatives.

We are seeking a highly motivated professional with a strong background in [specific field or industry]. The ideal candidate will possess a [relevant degree or certification], along with at least [X] years of hands-on experience in [specific role or responsibilities]. Proficiency in [key technical skills or tools] is essential, and familiarity with [additional relevant skills or methodologies] is highly desirable. Excellent communication, problem-solving, and organizational abilities are required, along with a commitment to delivering high-quality results in a fast-paced environment.

Proficiency in Loan Origination and Underwriting procedures is required, with a proven track record in managing the end-to-end lifecycle of loan applications. The ideal candidate will possess hands-on experience in evaluating borrower eligibility, assessing financial documentation, and making informed lending decisions in accordance with established risk policies and regulatory guidelines.

Seasoned Loan Officers with a robust track record in managing and optimizing SME loan portfolios are sought.

Proven expertise in financial analysis, coupled with a comprehensive understanding of finance-related principles, is required.

Dedication to providing exceptional customer service and cultivating strong client relationships is essential.

Experienced in consistently achieving lending targets and fostering business expansion through strategic initiatives.

Attention to detail is essential, complemented by excellent communication, negotiation, and teamwork abilities.

Familiarity with the microfinance environment and local markets in Lagos State would be advantageous.

A minimum of a bachelor’s degree in Finance, Accounting, Business Administration, or an equivalent discipline is required.

A minimum of one to three years of practical experience in microfinance or banking services is required.

Remuneration: The position offers a competitive salary commensurate with experience and qualifications, along with comprehensive benefits that include health, dental, and vision insurance, a retirement savings plan with company matching contributions, and paid time off. Additional perks may include professional development opportunities, flexible work arrangements, and performance-based bonuses. Eligibility for these benefits will be determined based on employment status and tenure.

Very attractive salary

Responsible for overseeing and administering pension plans, ensuring compliance with regulatory requirements and providing guidance to employees regarding retirement benefits, including contributions, vesting schedules, and distribution options. Analyzes financial data to assess plan performance, identifies cost-saving opportunities, and recommends adjustments to investment strategies or plan design to optimize long-term sustainability. Collaborates with HR, finance, and external advisors to develop and implement policies that align with organizational objectives and employee needs.

We are seeking a dedicated HMO professional to oversee healthcare operations, ensuring compliance with regulatory standards while optimizing service delivery. The ideal candidate will possess a valid HMO license, a minimum of five years of experience in managed care, and a strong background in healthcare administration. Responsibilities include managing provider networks, evaluating care quality, and coordinating with stakeholders to enhance member satisfaction and operational efficiency. A keen understanding of healthcare policies, budget management, and risk assessment is essential, along with exceptional analytical and communication skills. Proficiency in healthcare management software and a commitment to continuous process improvement are also required.

The recipient will be entitled to a thirteenth-month salary payment, provided all eligibility criteria are satisfied. This benefit forms part of the total annual compensation package and is disbursed in accordance with company policy and local labor regulations. Eligibility typically requires completion of a full year of service, though exceptions may apply based on tenure or employment status. The payment amount is usually equivalent to one month’s base salary, subject to applicable deductions and withholdings.

You will receive a fully paid annual leave entitlement, calculated in accordance with company policy and local labor regulations, ensuring compliance with statutory requirements.

Performance incentives are designed to motivate employees by offering financial rewards or other benefits for achieving specific goals or exceeding performance targets. These incentives may include bonuses, commissions, profit-sharing, or non-monetary perks such as gift cards, extra paid time off, or recognition awards. Eligibility for these incentives often depends on meeting predetermined metrics, such as sales quotas, productivity levels, or customer satisfaction scores. The structure of performance incentives is typically tailored to align with the organization’s objectives, fostering a results-driven culture while reinforcing desired behaviors and outcomes.

go to method of application

Please submit your résumé via email to careers@ibilemfb.com.

Qualifications

BA/BSc/HND

Experience Required

1 - 3 years

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