Job Description
Responsible for the comprehensive management of credit risk across mortgage loan operations, including the development and refinement of assessment standards, policies, and procedures to ensure robust risk mitigation.
Regular risk assessments must be performed to maintain oversight of the portfolio, evaluate its performance, and proactively detect signs of potential defaults, ensuring timely submission of detailed risk analysis reports and early warning notifications.
Thoroughly evaluate high-value or intricate mortgage credit applications, performing comprehensive due diligence on borrowers, collateral assets, and associated documentation.
Partner with sales, underwriting, post-loan, and legal departments to address risk-related challenges, develop strategic risk mitigation strategies, and implement effective control measures.
Examine mortgage market trends, borrower credit profiles, and high-risk cases to enhance risk control models and refine regulatory policies.
Oversee the mortgage risk team’s operations, coordinate daily tasks, deliver professional training sessions, and conduct performance evaluations.
go to method of application
Please use the provided links to submit your application directly through the company’s official website.
Qualifications
BA/BSc/HND
