ENTOURAGE INTEGRATED TRUST LIMITED seeks to appoint a CREDIT OFFICER to evaluate client creditworthiness and manage loan documentation in ABEOKUTA, GUN STATE.
ASERO
OBANTOKO
SHOMORIN
ELEGA
IJAIYE
ITA OSHIN
ODO ERAN
Credit officers are tasked with compiling loan applications, analyzing clients’ financial data, and determining risk ratios. Proficiency in lending protocols and prior customer service experience are essential for success in this position.
You will play a pivotal role in facilitating clients’ loan acquisitions in a timely manner, meticulously ensuring all stipulated requirements are satisfied.
Oversee and execute a wide range of critical tasks, ensuring alignment with organizational goals and industry standards, as part of a dynamic team environment. Develop, implement, and monitor strategies to enhance efficiency, productivity, and overall performance across key operational areas. Collaborate closely with cross-functional departments to foster seamless communication, resolve complex challenges, and drive project completion within established timelines. Serve as a pivotal point of contact for stakeholders, providing expert guidance, resolving escalated issues, and ensuring adherence to regulatory and compliance requirements. Maintain meticulous documentation, conduct thorough analyses, and generate actionable insights to support data-driven decision-making and continuous improvement initiatives. Lead by example, mentoring team members, delegating responsibilities effectively, and cultivating a culture of accountability, innovation, and excellence.
Evaluates loan applications to determine eligibility and suitability based on established criteria. Assesses financial documentation, credit histories, and collateral values to validate borrower qualifications. Collaborates with underwriters to ensure compliance with lending policies and regulatory standards. Provides clear recommendations on approvals, denials, or conditional terms while maintaining thorough and accurate record-keeping throughout the process.
Evaluate clients’ financial circumstances to determine their overall fiscal health and stability.
Assess individuals’ creditworthiness and evaluate associated risks to ensure informed financial decision-making.
Professionals will reach out to clients to collect essential financial information and supporting documentation.
Analyze and evaluate potential risks associated with loan applications, then make informed decisions to either approve or decline each request based on established criteria.
Devise and implement structured payment arrangements to facilitate client affordability while ensuring compliance with financial policies and regulatory standards. Establish clear terms, including interest rates, due dates, and payment schedules, and maintain accurate records of all transactions and client communications. Collaborate with clients to customize plans that align with their financial circumstances, monitor payment progress, and address any discrepancies or delinquencies promptly. Ensure seamless integration with accounting systems and provide detailed reports to stakeholders as required.
Maintain accurate and current documentation of all loan applications.
Ensure timely and proactive communication with clients regarding the renewal of their loans to maintain strong relationships and streamline the renewal process.
Oversee the ongoing status of current loan portfolios to ensure timely repayments and adherence to established terms. Track payment schedules, identify potential delinquencies, and assess overall performance to mitigate risks and maintain financial stability. Regularly analyze loan data to detect trends, address discrepancies, and provide accurate reporting to stakeholders. Ensure compliance with regulatory guidelines while maintaining detailed records of all loan activities.
Collected repayments on a daily and weekly cadence, ensuring timely and accurate financial transactions in alignment with established schedules.
The ideal candidate must meet the following qualifications and possess the necessary competencies, including proficiency in [specific software/tools], a minimum of [X] years of experience in [relevant field], and a degree in [required education]. Strong analytical, problem-solving, and communication skills are essential, along with the ability to work collaboratively in a team environment. Familiarity with industry standards and compliance regulations is also a key requirement. Additionally, the role demands adaptability, attention to detail, and a commitment to continuous learning and professional development.
Seasoned professionals with a track record in credit analysis, loan origination, or comparable positions are encouraged to apply. Ideal candidates will bring demonstrated expertise in evaluating financial risk and extending credit facilities, having fulfilled duties in previous roles such as Credit Officer or Loan Officer.
Professional experience involves direct engagement with lending processes and financial products, ensuring comprehensive understanding and practical application of relevant procedures.
Proficient in developing and managing financial spreadsheets with precision and efficiency.
Demonstrates exceptional aptitude for data interpretation, problem-solving, and critical evaluation of complex information.
We seek a candidate with exceptional verbal and written communication abilities, as well as strong interpersonal skills.
Skilled professionals with a strong background in customer-facing roles are sought after for this position. Proven expertise in resolving client inquiries, handling complaints, and delivering solutions with a customer-centric approach is essential. The ideal candidate must demonstrate patience, empathy, and exceptional communication skills to ensure positive interactions and build lasting relationships. Prior experience in a support environment, whether in retail, hospitality, or call centers, is required to excel in this role.
A bachelor’s degree or its equivalent—such as NCE, OND, HND, or B.Sc.—in Banking and Finance, Economics, or a closely related discipline is required.
At this organization, we offer a comprehensive benefits package designed to support both your professional growth and personal well-being. Eligible employees receive a competitive salary along with health, dental, and vision insurance coverage. Additional perks include a generous retirement savings plan with company matching, paid time off, and opportunities for professional development. We also provide flexible work arrangements where applicable, wellness programs, and employee assistance resources to ensure a balanced and fulfilling work experience.
We offer a competitive starting salary of $104,000 per year, ensuring that compensation aligns with industry standards and the candidate’s experience level.
The position offers a performance-based bonus calculated on a monthly basis. Eligibility for this incentive requires meeting or exceeding established performance metrics each month. Responsibilities include consistently delivering results that align with company objectives to qualify for the incentive. Regular review of performance targets ensures alignment with evolving business goals. Participation in monthly evaluations is mandatory to assess eligibility for the incentive payout.
We seek a knowledgeable professional to oversee and manage our pension fund operations, ensuring compliance with regulatory standards and optimal financial performance. The successful candidate will possess a minimum of five years of experience in pension administration or related financial services, alongside a strong understanding of pension regulations, investment strategies, and actuarial principles. Key duties include administering pension plans, conducting financial analysis, preparing regulatory reports, and maintaining accurate records. Proficiency in pension software and advanced Excel skills are required, while professional certifications such as Chartered Financial Analyst (CFA) or Certified Pension Consultant (CPC) are highly desirable. Excellent communication and problem-solving abilities are essential to collaborate with stakeholders, provide guidance to participants, and address complex financial inquiries.
Every six months, eligible employees receive a share of the company’s profits based on their contributions and performance. This benefit is designed to reward dedication and foster a culture of shared success across the organization. Participation is contingent upon meeting specific performance metrics and maintaining active employment status at the time of distribution. The amount distributed varies depending on the company’s financial performance and individual compensation levels.
HMO
We offer a flexible work schedule from 11 a.m. to 6 p.m., accommodating personal and professional commitments.
Conduct an annual performance evaluation to assess individual contributions and professional growth.
Performance evaluations directly influence salary adjustments, ensuring compensation aligns with individual contributions and achievements.
Interested applicants who meet the qualifications are encouraged to submit their CV via email to career@entourageloans.com or career.entourageint@gmail.com, ensuring the position and location are specified in the subject line. For example, applicants may use “CREDIT OFFICER/AERO” as the subject to facilitate proper processing.
Qualifications
BA/BSc/HND , NCE , OND
Experience Required
0 - 3 years
