Key duties involve overseeing daily operations to ensure alignment with organizational objectives, leading cross-functional teams to drive project execution, and maintaining rigorous adherence to compliance and quality standards. This role demands a proactive approach to problem-solving, the ability to analyze complex data to inform strategic decisions, and regular collaboration with stakeholders to optimize performance and foster innovation. Additionally, the position requires strong leadership skills to mentor staff, allocate resources efficiently, and uphold accountability across all initiatives.
Proactively seek out and secure new loan customers by leveraging field marketing initiatives and referral networks.
Drive the expansion of the bank’s loan portfolio by actively marketing and selling tailored loan solutions to both individual consumers and corporate clients.
Perform thorough evaluations of creditworthiness and meticulously document all aspects of loan application procedures to maintain compliance and accuracy.
Monitor loan disbursement and repayment activities to ensure timely processing and adherence to scheduled timelines. Verify transaction accuracy and resolve any discrepancies promptly. Maintain detailed records of all loan-related transactions and update financial systems accordingly. Conduct regular audits to confirm compliance with established lending policies and regulatory standards.
Ensure meticulous documentation of all client engagements and financial dealings to uphold precision in records.
Ensure strict adherence to the bank’s established credit policies and procedures, maintaining full compliance at all times.
Demonstrate exceptional performance by consistently surpassing established sales quotas, ensuring all objectives are met and exceeded with measurable results.
Develop and nurture client connections to foster recurring engagements and long-term partnerships.
Requirements:
A bachelor’s degree or its equivalent, such as an OND, HND, or B.Sc., in a relevant field is required.
Experienced professionals with a track record in sales, particularly within banking or microfinance, are encouraged to apply.
Effective communication and adept negotiation abilities are essential for this role.
Results-oriented professional driven by a strong commitment to achieving sales targets and objectives.
Proven capability to function autonomously while also collaborating effectively within a group setting.
Proficiency in understanding the local market dynamics and business landscape is essential.
Demonstrated proficiency in critical competencies essential for success in the role, including analytical thinking, problem-solving, and adaptability. Exhibits strong communication skills to effectively collaborate with cross-functional teams and stakeholders. Proven ability to manage multiple priorities in a fast-paced environment while maintaining attention to detail and delivering high-quality results consistently. Requires a collaborative mindset, a proactive approach to challenges, and a commitment to continuous learning and professional growth.
Demonstrated proficiency in sales and marketing strategies, techniques, and methodologies is essential. The ideal candidate will possess strong communication abilities, persuasive talents, and a results-driven mindset to drive revenue growth and expand market reach. Experience in developing and implementing campaigns, analyzing consumer behavior, and optimizing promotional efforts is required.
Demonstrates exceptional proficiency in managing client interactions and fostering long-term partnerships. Drives customer satisfaction and retention through proactive engagement and strategic communication. Analyzes customer data to identify trends, preferences, and opportunities for service enhancement. Ensures seamless collaboration between sales, marketing, and support teams to deliver cohesive customer experiences. Maintains accurate records of customer interactions and transactions within designated CRM systems. Resolves complex customer inquiries and escalates issues as necessary to ensure timely resolution.
Credit assessment at the foundational level involves evaluating the financial stability and creditworthiness of individuals or entities to determine their capacity to repay debt. This role requires a meticulous review of financial statements, credit reports, and other relevant data to assess risk levels. Key responsibilities include analyzing income, debt-to-income ratios, and payment histories to formulate well-informed lending decisions. Candidates should possess strong analytical skills, attention to detail, and familiarity with financial principles, along with proficiency in relevant software tools. Effective communication is essential for presenting findings and recommendations to stakeholders clearly and concisely.
A proactive and goal-driven approach is essential for achieving desired outcomes efficiently and effectively.
go to method of application
To submit your application, kindly utilize the provided link(s) on the company’s official website.
Qualifications
BA/BSc/HND , OND
