Job Summary:
The SME Coordinator will be responsible for setting the strategic agenda for SME Banking Department through balance sheet growth, Customer Acquisition, Customer retention, profit &; loss targets in order to support achievement of overall business strategy; in a cost effective and high return manner.
Responsibilities
The mission is to drive SME credit (Loans &; Advances) ranging from 4 million to 50 million Naira.
To achieve and develop, lead the implementation of the SME Segment strategy in line with the overall Retail Banking Strategy; to ensure achievement of profitability targets through revenue maximisation and prudent cost management.
To drive sustainable growth and acquisition of new customers for the SME Banking through the creation, development and maintenance of high-quality advisory relationships
To build and maintain productive and strategic relations with customers / suppliers / line manager /stakeholders to drive the development and delivery of business solutions and revenue growth for the SME Segment.
To ensure strong cross- selling of existing and new SME loan products to existing and new clients; and in this process, maintain effective liaison with all relevant business units in the Bank.
Maintains a detailed and current understanding of the industry; (at SME Banking, current market structures; regulatory requirements and issues) to ensure that opportunities are realized and the risks mitigated.
Ensuring timely submission of quality credit proposals in conformity with the Credit Policy guidelines and requirements whilst maintaining the quality of the SME portfolio within the stipulated Non-Performing Loans (NPL) and Portfolio at Risk (PAR) parameters.
Requirements:
University Degree in a Business-related field. An advanced degree will be an added advantage.
Professional Product Development or Project Management Qualification.
Microfinance experience preferred.
Minimum of 8 years general banking experience with at least 5 years experience in SME Sector 3 years of which must have been in a leadership position.
Must have hands on experience in Credit Analysis &, Administration, Sales, Relationship Management.
Interested and qualified candidates should forward their CV to: hr@finatrustmfbank.com using the position as subject of email.
Apply via :
hr@finatrustmfbank.com