Relationship Manager, BC

JOB PURPOSE

Drive deepening activities with high-value or high potential clients with full range of BC products, continuous analytics support and collaboration with Business Specialists;
Meet clients  when required (ie once a month)
Acquire and activate new clients referred from ETB clients directly to Business Clients RM/Team
Maintain integrity of clients’ credit portfolio through monitoring, early action and remediation actions

Key Responsibilities

Relationship deepening by proactively reaching out to  & engaging with high value Business Clients & “Hidden larger Businesses” as per the mandated protocols
Acquiring from ETB client referrals (MGM)
On boarding clients on Business working capital (BWC) proposition.
Supporting the client on any client-initiated needs
Delivering on transactions, service requests, Mobile/Web training
Updating CDD/ AML
Managing Client’s credit situation

Key Relationships
Internal

BC Specialist
KYC/CDD unit
Credit operations

External

Clients of Business Banking Team

Skill requirements

Product broadening
Understanding of businesses and financials
Enhanced multi-product BC knowledge
Market and competition knowledge
Client engagement
Presentation and soft skills tailored to engaging business owners
Internal stakeholder engagement skills
Closing deals
Ability to drive and manage client interaction
Communication and presentation skills
Negotiation and objection handling
Client training on digital solutions
Journey completion
Discipline and time management to handle a client portfolio
Ability to solve problems and close issues without handing over
Strong analytical ability
Understanding of BC KYC/CDD principles

In compliance with the National Youth Service Corps (NYSC) Act of 2004, all applicants should ensure that they have completed the mandatory NYSC programme. A discharge certificate will be required as evidence of completion of the programme. Where an exemption has been granted, a certificate of exemption will also be required.

Interested and suitably qualified candidates should click here to apply online.

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