Job Description Role Summary:
Mortgage creation is a key success factor for the Alpha Mead Property Home Ownership Scheme which is designed to provide housing solutions to 10,000 customers by year 2020.
The candidate will be the overall focal point for housing finance advisory for all customers. He /she will be the unit lead responsible for creating a vibrant credit/mortgage desk that will be responsible for all mortgage loan origination and processing of all mortgage requests from Alpha Mead Development Customers.
The desk will not only provide mortgage advisory to enable consumers who are seeking mortgage loans to purchase any of our housing units but also refinance existing loans of prospects willing to take advantage of our housing development offerings as well as creating equity finance line for customers who do not have the required deposit to meet the mortgage requirements.
Job Responsibilities
Responsible for the day to day operations of the Credit Control department.
Assist in constructing an effective credit control management framework.
Provide management and leadership to the Credit Control team members.
Responsible for the effective monitoring and management of the delinquency portfolio.
Responsible for the identification and referral of stressed accounts during the monitoring process.
Responsible for the identification and referral of accounts for writeâ€off in accordance with policy.
Responsible for the maintenance, currency and adherence to Credit Control policies and procedures.
Ensure the Credit Control department has a thorough understanding of the accounting and regulatory provisioning .guidelines and calculations.
Responsible for all other monthly and quarterly reporting obligations as defined by Management.
Recommend alternative collection techniques and strategies to effectively minimize and control arrears.
Oversee overdraft and credit card portfolios.
Ensure compliance to client contract terms and conditions.
Review site expenditure accounts and activity reports, and other performance data to measure productivity and goal achievement and to determine areas needing cost reduction and improvements.
Be meticulous and pro-active.
Demonstrate leadership across the organization and within the team.
Demonstrate effective management capabilities.
Display a high degree of accuracy and attention to detail.
Have the ability to network with peers in the industry, engage and maintain relationships with key third party providers.
Document procedures, and ensure adherence to same.
Have excellent interpersonal and negotiation skills.
A thorough knowledge of the principles, procedures and practices of the industry.
Good communication and problem-solving skills, with demonstrated ability to meet goals and deadlines.
Skills Requirements
Be meticulous and pro-active.
Demonstrate leadership across the organization and within the team.
Demonstrate effective management capabilities.
Display a high degree of accuracy and attention to detail.
Have the ability to network with peers in the industry, engage and maintain relationships with key third party providers.
Document procedures, and ensure adherence to same.
Have excellent interpersonal and negotiation skills.
A thorough knowledge of the principles, procedures and practices of the industry.
Good communication and problem-solving skills, with demonstrated ability to meet goals and deadlines.
Applicants should send their CV’s to: recruitment@amfacilities.com
Apply via :
recruitment@amfacilities.com
