JOB DESCRIPTION
To develop and implement controls in order to reduce the credit risk exposure of the bank
To reduce delinquency rate by dealing with thriving sectors and business segments.
To increase profitability by growing quality Credit Portfolio.
To perform periodic monitoring and analyses of portfolio performance
Conduct periodic field visits and develop prepare impact report.
Analysis and appraisal of credit requests in accordance with the credit policy.
Monitor the strict adherence to credit related regulations
Preparation and rendition of credit risk reports
Ensures proper documentation of credits by adhering to set documentation standards and procedures
Define credit approval framework and recommend credit approval limits in line with bank policy.
Oversee the insurance of all Credit facilities.
Performs direct supervisory duties of the Credit Risk department
Encourage the development of products which will drive the Credit activities of the bank.
SKILLS AND COMPETENCIES
Credit Administration
Risk Management
Credit Analysis and Appraisal
Financial analysis
Outstanding communication (written and verbal) and interpersonal abilities
Strong marketing and public relations skills
Good team player with excellent leadership traits
QUALIFICATION
A minimum of Bsc/HND in Economics, Finance or any other relevant discipline.
Minimum of 5 years banking experience in a similar role.
Evidence of Microfinance Certification Program
Applications should be sent to: recruitment@regentmfb.com
Apply via :
recruitment@regentmfb.com