Description
A Micro-finance Bank in Ondo State is looking for a Credit Officer to facilitate lending to clients by assessing creditworthiness and processing relevant Credit paperwork .
Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will help our clients acquire loans in a timely manner while ensuring all requirements are met.
Responsibilities
Review loan requests
Assess clients’ financial status
Evaluate creditworthiness and risks
Contact clients to gather financial data and documentation
Analyse risks and approve or reject loan requests
Set up payment plans
Maintain updated records of loan applications
Follow up with clients about loan renewals
Monitor progress of existing loans
Daily & weekly repayment collection
Requirements
Candidates should possess an OND/HND/BSc in Banking and Finance, Economics or related field with 1-2 years experience.
Proven work experience as a Credit Officer,Loan Officeror similar role
Hands-on experience with lending procedures and products
Ability to create and process financial spreadsheets
Strong analytical skills
Excellent communication and interpersonal skills
Customer service experience.
Interested and qualified candidates should forward their Curriculum Vitae to: edgewoodconsultingofficial@gmail.com using Credit Officer – Ondo using the Job Title as the subject of the email.
Apply via :
edgewoodconsultingofficial@gmail.com