Job Responsibilities
Planning, designing, and implementing overall risk management processes and procedures for the Bank
Create an integrated Enterprise Management Framework for the entire Bank
Performance of periodic assessment, which involves managing the process of analyzing upside and downside risks as well as identifying, describing and estimating the quantitative and qualitative risks affecting the business.
Monitors with the Bank’s internal policies, procedures, and guidelines relating to the integrity of the Bank’s clients, sponsors, borrowers, and other counterparties with whom the Bank interacts.
Review of risk exposure and risk evaluation which involves comparing estimated risks with risk criteria established by the organization such as costs, exposure limits, legal requirements and environmental factors.
Corporate governance involving external risk reporting to stakeholders.
Risk treatment by selecting and implementing measures to control and mitigate risks including activities to avoid risks, transfer risks and finance risks.
Ensure that activities of departments and units are carried out with management established procedures and industry standards.
Ensure that the policies and processes set/defined are in line with risk tolerance limits set by the board and the overall strategy and target segment of the Bank
Validate the risk profiles, exposure levels and covering mechanisms area in Planning, designing and implementing overall risk management processes and procedures for the Bank
Maintenance of a Risk Reporting System in an appropriate way for different audiences, for example to the Board of Directors so they understand the most significant risks, to senior management and business heads to ensure they are aware of risks relevant to their parts of the business and to individuals to understand their accountability for individual risks procedures.
At a strategic level, contributing to process mapping in order to understand business processes and linkage to areas of risk.
Coordinate timely rendition of reports on daily, weekly, monthly and adhoc basis.
Verify that effective communication channels are in place with the purpose that the areas involved in the acceptance, registry, identification, measuring, and management of risks are fully aware of the events administered.
Timely review and analysis of banking credit.
Ensuring that the micro credit balance of Non performing loan is within the acceptable regulatory limit.
Promote awareness of risk and risk management across the bank.
Any other duties may be assigned from time to time by the MD/CEO and/or Board of Directors of the Bank.
Qualification and Experience
First degree from a reputable University with a minimum of 15 years of working experience in risk management in the financial sector.
Must be a chartered accountant with at least 7 years post qualification experience Should have any risk management certification- Professional Risk Manager (PRM), Financial Risk Manager (FRM), Certified Enterprise Risk Professional (CERP)
An MBA will be an advantage
Skills:
Credit analysis.
Business environment analysis.
Risk management.
Technical report writing skills.
Data gathering skills.
Business management skills
Excellent Leadership and Team Management
Interested and qualified candidates should forward their CV to: careers@jubileelifeng.com using the position as subject of email.
Apply via :
careers@jubileelifeng.com
