Job Description
To grow, maintain and retain a portfolio of private banking customers in line with the segment value propositions, related initiatives and activities aimed at creating value for the client and the bank.
Job Responsibilities
Proactively promote a relationship-based offering through a primary point of contact, which meets the client expectations by providing personalized financial solutions in line with the client value proposition
Restructures debt for efficiencies through debt consolidation, thereby bringing a customer’s asset base under one roof
Adhere to sound account management principles for optimal credit portfolio management execution (i.e., reduced excesses, unauthorised overdrawn accounts and overdue reviews).
Analyse client’s financial information and formulates solutions on how to respond to a client’s needs and requirements accordingly.
Prepare and submit quality credit applications for evaluation and/or approval by Credit, where required or oversees the preparation of credit applications. Conducts credit reviews as and when required.
Qualifications
BSc in any Business or Commerce related field
Experience
5 -7 years experience in sales, service, relationship management, credit applications and financial acumen (i.e., proven sales track record in the Financial service industry.)
Behavioural Competencies
Providing Insights
Developing Expertise
Producing Output
Establishing Rapport
Thinking Positively
Technical Competencies
Banking Process & Procedures
Customer Understanding (Consumer Banking)
Product Knowledge (Consumer Banking)
Apply via :
www.standardbank.com
