Retail Relationship Officer

Oct 15, 2018

Location: Mile – 12 & Ikorodu Branch, Lagos Main Responsibilities

Sourcing for microfinance Micro & SME clients in identified market zones.
Creation of quality risk assets of N10,000,000.00 monthly.
Rendering financial advice to customers.
Ensure credit appraisal & cash flow analysis of clients.
Ensure all loan requirements inclusive of charges are properly. communicated to clients and all documentations duly completed, executed & submitted.
Ensure that all approved Loans are disbursed timely.
Ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower
Supervises Loan packaging and documentation.
Conducts credit check on borrowers and their guarantors.
Confirm status (physical state, valuation etc.) of assets/properties used as collateral by customers.
Follow up on delinquent loans & immediately refer to same to his/her supervisor.
Ensure PAR is within tolerable level as specified by management.

Relevant Skills, Qualification, Attributes & Experience

HND /University Degree in Banking, Accounting, Economics or other related field.
At least 2 – 3 years’ experience in a Micro Finance Institution.
Good understanding of business process.
Hardworking, commitment, ability to communicate and self- motivated person.
Excellent interpersonal & numerical skills.
Excellent team player.

Apply via :

Applicants should send their CV’s to: careers@addosser.com

https://www.myjobmag.com/job/105713/retail-relationship-officer-addosser-microfinance-bank