Job Description
To generate quality risk assets and liabilities for profitability and excellent relationship management with existing and potential clients.
Main Responsibilities
Generation of quality risk assets to meet set targets.
Sourcing of clients for both savings, current and fixed deposits in line with set targets.
Packaging of customer’s credit requests.
Review loan applications to ascertain credit worthiness of clients.
Conduct qualitative credit appraisal of clients’ businesses e.g cash flow, profitability P&L and Balance Sheet.
Ensure credits are packaged within the policies and procedure of the bank.
Rendering financial advice to clients.
Rendering weekly and monthly reports to the management.
Ensure proper KYC are conducted on customers.
Monitoring the loan portfolio and follow-up on repayment.
Ensuring cheques for repayment are presented on due dates.
Supporting the recovery activities as required.
Relevant Skills, Qualification, Attributes & Experience
2 – 3 years cognate experience in Consumer Banking in a Micro Finance Bank.
B.SC/HND in Social Sciences or any other relevant course of study.
Has worked in a Microfinance Bank or any Financial Institution.
Excellent Analytical Skills.
Must be computer literate.
Excellent communication, reporting skills.
Applicants must not be more than 30 years.
Applicants should send their CV’s to: humanresources@addosser.com
Apply via :
humanresources@addosser.com
