ENTOURAGE INTEGRATED TRUST LIMITED seeks a CREDIT OFFICER to evaluate client creditworthiness and handle lending-related documentation in BENIN, EDO STATE.
We are seeking a highly motivated candidate to fill the role of NEW BENIN, responsible for overseeing critical operations and driving strategic initiatives within the organization. The ideal applicant will possess a minimum of five years of relevant experience in a similar capacity, along with a proven track record of leadership and project management. Key responsibilities include developing and implementing innovative strategies to enhance efficiency, managing cross-functional teams to achieve organizational goals, and ensuring compliance with industry regulations and standards. Additionally, the role requires strong analytical skills, exceptional communication abilities, and the capacity to adapt to dynamic business environments. A bachelor’s degree in a related field is mandatory, while an advanced degree or relevant certifications are highly advantageous. Fluency in both English and French is preferred to facilitate collaboration in international markets.
RINGROAD
THIRD
The Upper Mission Extension project involves the development and implementation of infrastructure improvements to enhance connectivity and accessibility within the Upper Mission district. This initiative requires collaboration with city planners, engineers, and community stakeholders to ensure alignment with urban growth objectives and resident needs. Key responsibilities include conducting feasibility studies, securing necessary permits, and overseeing construction phases to maintain schedule and budget adherence. Candidates must possess a degree in civil engineering or a related field, along with a minimum of five years of experience in urban infrastructure development. Strong project management skills, proficiency in regulatory compliance, and the ability to liaise effectively with diverse stakeholders are essential.
UGBOWO
A credit officer is tasked with compiling loan applications, analyzing clients’ financial data, and determining risk ratios. Proficiency in lending protocols and prior customer service engagement are essential qualifications for this position.
Your primary responsibility will involve facilitating timely loan acquisitions for our clients while ensuring strict adherence to all stipulated requirements.
We are seeking a detail-oriented professional to oversee a variety of critical tasks, ensuring precision and efficiency throughout the process. Your role will involve managing multiple projects simultaneously, coordinating with cross-functional teams, and maintaining strict adherence to deadlines. Additionally, you will be responsible for analyzing data to identify trends, preparing comprehensive reports, and presenting actionable insights to leadership. Strong organizational skills and the ability to prioritize competing demands will be essential in this position. Proficiency in relevant software tools and a commitment to continuous improvement are required to excel in this role.
Thoroughly assess loan applications to determine eligibility and suitability for approval.
Evaluate clients’ financial circumstances to determine their overall fiscal health and stability.
Assess creditworthiness and potential risks to ensure informed decision-making regarding financial viability and exposure.
To collect financial data and documentation, liaise with clients to obtain the necessary information in a timely and professional manner.
Conduct thorough risk assessments and render decisions on loan applications by either approving or declining them based on established criteria.
Establish structured payment arrangements tailored to client needs, ensuring alignment with company policies and regulatory standards.
Maintain accurate and current documentation for all loan applications.
Ensure timely communication with clients regarding their loan renewal status, addressing any inquiries they may have and facilitating the renewal process as needed.
Track the advancement and status of current loan portfolios to ensure timely payments and adherence to repayment schedules, identifying any potential risks or discrepancies that may impact financial stability.
Collect repayments on a daily and weekly basis.
Candidates should possess a bachelor’s degree in engineering, computer science, or a related field, along with a minimum of three years of experience in software development. Proficiency in programming languages such as Java, Python, or C++ is essential, and familiarity with Agile methodologies is highly desirable. Strong problem-solving abilities, excellent communication skills, and a collaborative mindset are also required. Additionally, experience with cloud platforms like AWS or Azure and knowledge of DevOps practices are preferred.
Demonstrated professional experience in a credit-related capacity, such as serving as a Credit Officer, Loan Officer, or in a comparable position, is required.
Proven expertise in lending operations and financial products, with practical application of lending processes and methodologies.
Proficient in developing and managing financial spreadsheets with precision and efficiency.
Proven ability to analyze complex information, identify key insights, and derive actionable conclusions with precision.
Exceptional verbal and written communication abilities, coupled with strong interpersonal competencies, are essential for this role. The ideal candidate must demonstrate proficiency in conveying ideas clearly, engaging effectively with diverse stakeholders, and fostering collaborative relationships in both individual and team settings.
Professional candidates will possess a proven track record in customer-facing roles, demonstrating the ability to resolve inquiries efficiently and maintain a positive client experience. Prior to work in service-oriented environments, such as retail, hospitality, or call centers, is highly valued, with a strong emphasis on communication skills and problem-solving aptitude. The ideal candidate will exhibit patience, adaptability, and a commitment to delivering consistent, high-quality support under varying circumstances.
A degree in Banking and Finance, Economics, or a related discipline, such as NCE, OND, or HND, is required for this position.
The following benefits are provided: competitive compensation packages, comprehensive health insurance coverage, including medical, dental, and vision plans, retirement savings options with company matching contributions, paid time off and holidays, professional development opportunities, flexible work arrangements, and employee wellness programs designed to support overall health and work-life balance.
The position offers a starting salary of $104,000, with opportunities for growth based on performance and tenure.
We offer a monthly bonus to eligible employees based on their performance and contributions to the company. To qualify, employees must meet specific targets and maintain a strong attendance record. The incentive is designed to recognize and reward exceptional work, fostering a culture of high achievement and motivation. Additionally, the bonus is paid out at the end of each month, providing immediate financial recognition for hard work and dedication.
Responsible for overseeing and managing all aspects of pension plans, ensuring compliance with regulatory requirements and delivering accurate, timely retirement benefits to participants. Develops and maintains strong relationships with plan sponsors, administrators, and financial institutions to optimize plant performance and participant outcomes. Analyzes financial data, assesses plan health, and recommends strategic adjustments to enhance sustainability and growth. Provides expert guidance on pension legislation, investment strategies, and fiduciary responsibilities to stakeholders. Collaborates with cross-functional teams to streamline administrative processes, mitigate risks, and improve operational efficiency. Requires deep knowledge of pension accounting standards, actuarial principles, and retirement plan regulations. Experience in plan design, funding strategies, and participant communication is essential. Strong analytical, communication, and leadership skills are critical for success in this role.
Bi-annual Profit Sharing
HMO
We offer a flexible work schedule from 11:00 AM to 6:00 PM.
Conducted annually, the performance evaluation assesses an employee’s contributions, competencies, and overall impact on organizational goals over the past year. This structured review process examines key achievements, identifies areas for professional growth, and determines merit-based adjustments to compensation or rewards. Input is gathered from direct supervisors, peers, and occasionally subordinates to ensure a well-rounded assessment, while self-assessments and goal-setting discussions provide employees with an opportunity to reflect on their progress and align future objectives with company priorities. The appraisal serves as a critical tool for career development, talent retention, and aligning individual performance with the strategic direction of the organization, ultimately fostering a culture of continuous improvement and accountability.
Performance evaluations are conducted to assess individual contributions, with salary adjustments contingent upon demonstrated achievements.
Interested and qualified applicants are invited to submit their CVs via email to career@entourageloans.com or career.entourageint@gmail.com, ensuring the position and location are included in the subject line—such as “CREDIT OFFICER/NEW BENIN”—to facilitate proper processing.
Qualifications
BA/BSc/HND , NCE , OND
Experience Required
0 - 3 years
