ENTOURAGE INTEGRATED TRUST LIMITED is seeking a skilled CREDIT OFFICER to support client lending initiatives in ABEOKUTA, GUN STATE. This role involves evaluating creditworthiness and managing the preparation of all necessary documentation to facilitate loan approvals.
ASERO
OBANTOKO
SHOMORIN
ELEGA
IJAIYE
ITA OSHIN
ODO ERAN
Credit officers are responsible for compiling loan applications, analyzing clients’ financial data, and determining risk ratios. Proficiency in lending protocols and prior customer service involvement are essential qualifications for this position.
Your primary responsibility will involve assisting clients in securing timely loan approvals while ensuring strict adherence to all stipulated requirements.
We are seeking a dynamic professional to oversee project execution, ensuring alignment with organizational goals while maintaining high standards of quality and efficiency. Your role will encompass coordinating cross-functional teams, managing timelines, and delivering solutions that meet stakeholder expectations. This position demands meticulous attention to detail, strong problem-solving abilities, and the capacity to adapt to evolving priorities. Additionally, you will be responsible for monitoring progress, identifying potential risks, and implementing corrective measures to mitigate challenges. Effective communication and collaboration with internal and external partners will be essential to drive project success.
Conduct a thorough evaluation of all submitted loan applications to ensure compliance with established lending criteria and regulatory standards.
Evaluate clients’ financial circumstances to determine their overall fiscal health and stability.
Assess the financial reliability and potential risks associated with credit applications to ensure informed decision-making.
To collect financial data and documentation, liaise with clients to obtain necessary information and records.
Analyze potential risks and make informed decisions to either endorse or decline loan applications based on established criteria.
Design and implement structured payment arrangements to accommodate varying financial circumstances and enhance accessibility to services.
Responsibilities include maintaining accurate and up-to-date records of all loan applications.
Proactively contact clients to discuss the renewal of their loans and ensure continuation of their financial agreements.
Track the advancement of current loan portfolios to ensure timely repayments and compliance with agreed-upon terms.
Daily and weekly repayment collection involves systematically gathering payments from borrowers according to their scheduled repayment plans. Responsibilities include tracking payment deadlines, contacting borrowers to remind them of upcoming or overdue payments, and documenting all transactions accurately. This role requires strong organizational skills, attention to detail, and the ability to maintain clear communication with borrowers. Proficiency in financial software and basic accounting principles is essential to ensure efficient and compliant payment processing.
Candidates must possess a Bachelor’s degree in a relevant field, such as Computer Science, Engineering, or Mathematics. Proficiency in programming languages like Python, Java, or C++ is essential, along with experience in software development or data analysis. Strong problem-solving abilities and excellent communication skills are also required. Familiarity with cloud platforms, such as AWS or Azure, and version control systems like Git is highly desirable. Prior to work experience in a similar role, while not mandatory, will be considered advantageous.
Professional experience in credit analysis, loan origination, or a comparable position is required.
Professionals in this role must possess practical expertise in lending processes and financial products, demonstrating a thorough understanding of the methodologies and offerings involved.
Proficient in developing and managing financial spreadsheets to ensure accurate data analysis and reporting.
Analytical acumen is essential for this role, requiring the ability to process complex information, identify key insights, and derive actionable conclusions efficiently. The ideal candidate will possess the capacity to assess data critically, evaluate trends, and solve problems methodically, ensuring informed decision-making and strategic outcomes. Proficiency in interpreting numerical and qualitative data is crucial, along with the skill to translate findings into clear, concise recommendations for stakeholders. This capability supports cross-functional collaboration and drives continuous improvement in processes and performance.
Outstanding interpersonal and communication abilities are essential for this role.
Demonstrates a proven track record in client-facing roles, with a minimum of one year of hands-on experience in customer support environments. Proficient in addressing inquiries, resolving issues efficiently, and maintaining high levels of customer satisfaction through clear communication and problem-solving skills. Familiarity with CRM systems and ticketing tools is advantageous.
Possesses a National Certificate of Education (NCE), Ordinary National Diploma (OND), Higher National Diploma (HND), or Bachelor of Science (B.Sc.) degree in Banking and Finance, Economics, or a closely related discipline.
We offer a comprehensive benefits package designed to support both your professional growth and personal well-being. This includes a robust health insurance plan with medical, dental, and vision coverage, along with a competitive retirement savings program featuring company-matched contributions. Employees also enjoy paid time off, including vacation days, holidays, and personal leave, as well as flexible work arrangements to promote work-life balance. Additionally, we provide opportunities for professional development through training programs, tuition reimbursement, and career advancement pathways.
The position offers an annual starting salary of $104,000.
We offer a monthly performance-based bonus to motivate and reward consistent high achievers who surpass their targets. Eligibility for this incentive requires maintaining a strong track record of meeting or exceeding key performance indicators, with evaluations conducted at the end of each month. Employees must adhere to company policies and demonstrate professional conduct to qualify. The bonus amount varies depending on individual and team performance metrics, ensuring fair and transparent compensation aligned with contributions to organizational goals.
We are seeking a dedicated Pension Specialist to manage and administer pension plans, ensuring compliance with regulatory requirements and providing accurate financial reporting. The ideal candidate will possess strong analytical skills, attention to detail, and proficiency in pension administration software. Responsibilities include processing pension contributions, calculating benefits, maintaining member records, and resolving queries related to pension schemes. A minimum of three years of experience in pension administration or a related financial field is required, along with a thorough understanding of pension regulations and accounting principles. Excellent communication skills are essential to liaise with members, trustees, and regulatory bodies effectively.
Every six months, employees participate in a profit sharing program that distributes a portion of the company’s earnings based on individual and team performance metrics. Eligibility for this program requires a minimum tenure of one year with the organization, along with consistent achievement of performance targets. Payouts are calculated as a percentage of base salary and are contingent upon the company meeting its annual financial objectives. This initiative serves as both a reward for contribution and a motivational tool to align individual efforts with organizational success.
HMO
We offer a flexible work schedule from 11:00 AM to 6:00 PM.
Conducting an annual performance evaluation, this process assesses an employee’s contributions, achievements, and overall impact on organizational goals over the past year. The appraisal encompasses key responsibilities fulfilled, significant accomplishments, areas for professional development, and potential pathways for career advancement. Input is gathered from multiple sources, including direct supervisors, peers, and, when applicable, subordinates, to ensure a well-rounded assessment. Feedback is provided in a structured format, highlighting strengths, identifying opportunities for improvement, and aligning individual performance with the company’s strategic objectives. The outcome informs decisions related to compensation adjustments, role adjustments, training initiatives, and future career planning to support both employee growth and organizational success.
A compensation adjustment will be evaluated in accordance with individual performance outcomes.
Qualified applicants are encouraged to submit their CV via email to career@entourageloans.com or career.entourageint@gmail.com, ensuring the position and location are included in the subject line, such as *CREDIT OFFICER/AERO*.
Qualifications
BA/BSc/HND , NCE , OND
Experience Required
0 - 3 years
