Oversee and execute a comprehensive range of critical tasks, ensuring alignment with organizational objectives and industry standards. Develop, implement, and monitor strategic initiatives to enhance operational efficiency, productivity, and overall performance. Collaborate closely with cross-functional teams to identify opportunities for improvement, streamline processes, and drive sustainable growth. Lead and mentor team members, fostering a culture of accountability, innovation, and continuous learning. Analyze key performance indicators (KPIs) and data metrics to assess progress, identify trends, and implement data-driven solutions. Manage stakeholder relationships, maintaining transparent communication and ensuring alignment with business goals. Ensure compliance with regulatory requirements, internal policies, and ethical standards while mitigating risks. Prepare and present detailed reports, proposals, and presentations to senior leadership and key stakeholders.
Market AMS Finance’s loan solutions to private sector enterprises, emphasizing the unique advantages they offer. Promote these financial products to decision-makers and key stakeholders within organizations to drive adoption and expand market reach.
Construct and oversee a robust pipeline of prospective loan clients, driving sourcing initiatives and cultivating relationships to ensure consistent growth and opportunity development.
Perform initial credit assessments and verify that loan applications conform to established internal policies.
Craft comprehensive loan proposals for submission and approval, while guaranteeing prompt disbursement of funds.
Develop and sustain enduring partnerships with clients to foster ongoing engagement and facilitate referrals.
Oversee loan repayment schedules and initiate follow-up actions for any accounts that become delinquent.
Partner with cross-functional teams to streamline loan product delivery while elevating client satisfaction levels.
Deliver consistent market intelligence and analysis regarding customer behavior, competitive dynamics, and emerging opportunities.
Requirements
A bachelor’s degree in Finance, Business Administration, Economics, or a related discipline is required.
A minimum of two to four years of professional experience in loan sales, credit operations, or retail banking within a financial institution is required.
Achieved consistent success in surpassing established sales quotas and demonstrating exceptional performance against predefined benchmarks.
Possesses extensive expertise in consumer and small-to-medium enterprise (SME) loan products, including their structures, eligibility criteria, and regulatory frameworks. Demonstrates a deep understanding of loan origination processes, risk assessment methodologies, and repayment structures tailored to diverse borrower profiles. Applies this knowledge to assess creditworthiness, structure suitable lending solutions, and ensure compliance with industry standards and organizational policies.
Proven proficiency in communication, marketing, and negotiation is essential.
Demonstrates a solid grasp of credit analysis methodologies and risk management strategies.
Demonstrates a strong command of Microsoft Office applications, including Word, Excel, and PowerPoint, with the ability to leverage these tools to enhance productivity and streamline workflows.
Highly motivated, results-driven, and committed to delivering exceptional customer experiences.
To initiate the application process, please follow the submission procedure outlined below. Alternatively, you may visit the dedicated platform provided by the organization to complete and submit your application. Ensure all required materials are included and adhere to the specified guidelines for a successful submission.
Qualified and enthusiastic applicants are encouraged to submit their current CVs via email to Careers@amsfinance.ng.
Qualifications
BA/BSc/HND
Experience Required
2 - 4 years
