Responsibilities
Prospect for new SME clients and assist with their loan applications.
Analyze and interpret financial statements of the business in order to access the repayment capacity and financial capacity of the borrower.
Recommendation of Loans: Recommend loans to the Credit Unit for approval.
Monitoring and Follow up with Repayment: ensure 100% repayment of disbursed loans.
Market intelligence: develop market intelligence, detailed research, competition analysis and database with the view to capture the assigned market space.
Develop sales initiative/Conduct Product Campaign: acquire an impeccable knowledge of all products/services, develop a strategy in communicating product essentials to get buy-in through all available platforms (one–on–one, social media, target group engagement and other sales channels)
Maintain contact and good relationships with clients.
Growth and development: study market/industry trends/initiatives per time to boost personal and target delivery per timeline.
Execute all other jobs as assigned by team lead and management
Relevant Skills, Qualifications, Attributes & Experience
Candidates should possess a B.Sc / HND in Social Sciences or any other relevant course of study.
Minimum of 2 years’ cognate experience in SME Lending in any Financial Institution (preferably a Microfinance Bank/ Finance house)
Ability to evaluate needs of customers and determine what products or services would best serve those needs
Good interpersonal relationship skills.
Must be computer literate.
Excellent communication, reporting skills.
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