Responsibilities
Assess, monitor, and manage credit risks across the mortgage portfolio to ensure alignment with the bank’s risk tolerance
Perform in-depth credit analysis for loan applications, ensuring thorough evaluation of borrowers’ financial standing, creditworthiness, and collateral adequacy.
Oversee the end-to-end credit approval process, including the evaluation and recommendation of mortgage loan applications.
Regularly review and analyze the bank’s mortgage loan portfolio to identify trends, risks, and opportunities for improvement
Liaise with external auditors and regulatory bodies to address any credit-related concerns.
Requirement
Bachelor’s degree in Finance, Accounting, Economics, or a related field. A Masters degree or professional certification (e.g., CFA, FRM, or PRM) is an added advantage.
10–15 years of proven experience in credit management and risk management, with a focus on mortgage banking or related financial services.
Strong understanding of mortgage lending processes, housing finance, and regulatory frameworks governing the mortgage banking industry.
Proficiency in financial modeling, credit analysis tools, and risk assessment software.
Exceptional analytical, problem-solving, and decision-making abilities. Excellent communication and leadership skills.
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Interested and qualified candidates should send their Applications to: recruitment@peoplecapacitymanagement.com using the Job Title as the subject of the mail.
Apply via :
recruitment@peoplecapacitymanagement.com